3481 E Lake Rd, Rocky Mount, NC 27804 Property Records

Nash County property record for 3481 E Lake Rd, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,335 sqft · built 2018
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Oct 2018)
Tax Bill	$2,703 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`382013-13-9472`

Property Details

APN / Parcel Number

Primary APN	`382013-13-9472`
Alternative APNs	`303727` `63362`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,335 sqft Heated Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	27,443 sqft (0.63 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	63362
Street Address	3481 E LAKE RD
City	ROCKY MOUNT
State	NC
Zip	27804-8442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	0.63 AC, 31, OAK LEVEL CROSSING, PH 3 AC, 31, OAK LEVEL CROSSING, PH 3
Legal Subdivision	OAK LEVEL CROSSING
Legal Phase	3
Legal Lot Number	31
Jurisdiction	NASH NC
Township / Civil Division	OAK LEVEL
Census Block Group	3
Census Block	3002
Census Tract	11101

Owner

3481 E Lake Rd is owned and occupied by two individuals who bought it in October 2018.

Source: Nash County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3481 E LAKE RD, ROCKY MOUNT, NC 27804-8442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 16, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ANGEL OAK HOME LOANS LLC
Apr 17, 2018	Warranty Deed, Transfer · Line of Credit KS BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	Apr 17, 2018 · Amount on File
Deed Book / Page	2957 / 303
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Recording Date	Apr 22, 2026
Property Address	3481 E LAKE RD, ROCKY MOUNT, NC 27804-8442
Document Number	3482000059
Book / Page	3482 / 59
Instrument Date	Apr 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3481 E LAKE RD, ROCKY MOUNT, NC 27804-8442
Investor	Possibly a Property Investor

Mortgage

Document Number	3482000059,
Date	Apr 22, 2026
Book Page	3482/59

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Oct 16, 2018
Property Address	3481 E LAKE RD, ROCKY MOUNT, NC 27804-8442
Document Number	02957/0303
Book / Page	2957 / 0303
Map Reference	MB38 PG265&266
Instrument Date	Sep 18, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8820 THOMAS RD, 8820, ROCKY MOUNT, NC 27803-9000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3481 E LAKE RD, ROCKY MOUNT, NC 27804-8442

Mortgage

Document Number	0002957306
Date	Oct 16, 2018
Instrument	2957/306

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Apr 17, 2018
Property Address	3481 E LAKE RD, ROCKY MOUNT, NC 27804-8442
Document Number	02930/0252
Book / Page	2930 / 0252
Map Reference	MB38 PG265&266
Instrument Date	Apr 16, 2018
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Tax	$56.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3204 NASH ST N # NC, NC, WILSON, NC 27896-3002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8820 THOMAS RD, ROCKY MOUNT, NC 27803-9000

Mortgage

Document Number	0002930254
Date	Apr 17, 2018
Instrument	2930/254

Lender

Name	KS BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3481 E Lake Rd was $2,703, up 0.4% from the year before.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,703.00 (+0.37%)	$325,400 (-) Land $26,760 Building $298,640	$325,400 (-) Land $26,760 Building $298,640
2025	$2,693.00	$325,400 Land $26,760 Building $298,640	$325,400 Land $26,760 Building $298,640
2023	$1,986.00	$226,950 (-)	$226,950 (-) Land $26,760 Building $200,190
2022	$1,986.00	$226,950 Land $26,760 Building $200,190	$226,950 Land $26,760 Building $200,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3481 E Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3481 E Lake Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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