3476 E Lake Rd, Rocky Mount, NC 27804 Property Records

Nash County property record for 3476 E Lake Rd, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,619 sqft · built 2017
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Aug 2017)
Tax Bill	$2,033 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`382013-13-9763`

Property Details

APN / Parcel Number

Primary APN	`382013-13-9763`
Alternative APNs	`303740` `59670`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,619 sqft Heated Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	25,265 sqft (0.58 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	59670
Street Address	3476 E LAKE RD
City	ROCKY MOUNT
State	NC
Zip	27804-8314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	0.58 AC, 43, OAK LEVEL CROSSING, PH 3 AC, 43, OAK LEVEL CROSSING, PH 3
Legal Subdivision	OAK LEVEL CROSSING
Legal Phase	3
Legal Lot Number	43
Jurisdiction	NASH NC
Township / Civil Division	OAK LEVEL
Census Block Group	3
Census Block	3002
Census Tract	11101

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3476 E LAKE RD, ROCKY MOUNT, NC 27804-8314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 7, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on Record
Deed Sale	Aug 7, 2017 · Amount on Record
Deed Document Number	20172893-0724
Deed Book / Page	2893 / 724
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	3476 E LAKE RD, ROCKY MOUNT, NC 27804-8314
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003250/73
Date	Oct 19, 2022
Book Page	3250/73

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	NASHVILLE, NC 27856

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	3476 E LAKE RD, ROCKY MOUNT, NC 27804-8314
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3152/312
Date	Aug 18, 2021
Book Page	3152/312

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Aug 7, 2017
Property Address	3476 E LAKE RD, ROCKY MOUNT, NC 27804-8314
Document Number	2893/0724
Book / Page	2893 / 0724
Map Reference	MB38 PG265
Instrument Date	Jul 18, 2017
Instrument	2893-0724
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 E LAKE RD, ROCKY MOUNT, NC 27804-8314

Mortgage

Document Number	28930726
Date	Aug 7, 2017
Instrument	2893-0726

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,033.00 (+0.49%)	$239,610 (-) Land $25,530 Building $214,080	$239,610 (-) Land $25,530 Building $214,080
2025	$2,023.00 (+28.12%)	$239,610 (+35.13%) Land $25,530 Building $214,080	$239,610 (+35.13%) Land $25,530 Building $214,080
2023	$1,579.00	$177,320	$177,320 Land $25,530 Building $151,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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