3497 Charbonneau Dr, Cascade, MT 59421 Property Records

Lewis And Clark County property record for 3497 Charbonneau Dr, Cascade, MT 59421

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 634 sqft · built 2008
Lot Size	20 acres (871,636 sqft)
Owner	Company Name on File
Tax Bill	$481 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0529831`

Property Details

APN / Parcel Number

Primary APN	`R0529831`
Alternative APNs	`05-2554-31-3-01-25-0000` `0000028623`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	634 sqft Living Area
1st Floor Area	504 sqft
Attic	Attic
Attic Area	130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	871,636 sqft (20 acres)
Terrain	Wooded

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Shed	1 Shed
Shed Area	96 sqft
Lean-To	84 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000028623
Street Address	3497 CHARBONNEAU DR
City	CASCADE
State	MT
Zip	59421-8272
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MISSOURI RIVER RANCH, S31, T16 N, R02 W, LOT 33, COS #471066/E IN SW4SW4
Legal Range	02W
Legal Township	16N
Legal Section	31
Legal Subdivision	MISSOURI RIVER RANCH
Legal Lot Number	33
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	WOLF CREEK
Census Block Group	1
Census Block	1121
Census Tract	300

Owner

Source: Lewis And Clark County records · APN R0529831

Assessment roll updated September 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	42 ESTEY RD, NORFOLK, CT 06058-1232
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK
Jan 06, 2017	Deed, Transfer · Conventional Mortgage STOCKMAN BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2023
Deed Sale	Mar 17, 2023
Prior Sale	Jan 06, 2017 · Amount on Record
Deed Document Number	20233409396
Deed Book / Page	61 / 9925
Prior Transfer Date	Mar 08, 2023
Prior Transfer Doc	0003409396
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3497 CHARBONNEAU DR, CASCADE, MT 59421-8272
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M58/1401
Date	Nov 09, 2020
Book Page	M58/1401
Instrument	3366772

Lender

Name	STOCKMAN BANK
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jan 06, 2017
Property Address	3497 CHARBONNEAU DR, CASCADE, MT 59421-8272
Document Number	M52/3360
Book / Page	M52 / 3360
Instrument Date	Jan 03, 2017
Instrument	3300362
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3497 CHARBONNEAU DR, CASCADE, MT 59421-8272

Mortgage

Document Number	3300364
Date	Jan 06, 2017
Instrument	3300364

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Lewis And Clark County records · Assessment roll updated September 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Secondary School District	Helena High School District (09 - 12)
Elementary School District	Wolf Creek Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$481.00 (-49.1%)	$137,745 (+0.2%)	$137,745 (+0.2%) Land $45,955 Building $91,790
2023	$945.00	$137,467	$137,467 Land $50,447 Building $87,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 7, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · river or lake flooding

Wildfire

Wildfire Risk	High above 85% of the US · above 80% of Montana
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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