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3496 Gretchen Dr, Ocoee, FL 34761 Property Records

Orange County property record for 3496 Gretchen Dr, Ocoee, FL 34761 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2018
Square Footage2,797 sqft Living Area
Lot Size5,999 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$510,000 (2024)
Tax Bill$8,941.00 (2025)

Property Details

APN / Parcel Number

Primary APN33-21-28-5558-01-030
Alternative APNs
  • 282133555801030
  • 216102
  • 220372
  • 224880

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,797 sqft Living Area
Gross Area3,747 sqft Gross Area
1st Floor1,328 sqft 1st Floor
Stories2 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,999 sqft (0.138 acres)
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area214 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address3496 GRETCHEN DR
CityOCOEE
StateFL
Zip34761-0049
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMCCORMICK RESERVE - PHASE 2 90/138 LOT 103
Legal Range28E
Legal Township21S
Legal Section33
Legal SubdivisionMCCORMICK RESERVE - PH 2
Legal Phase2
Legal Block1
Legal Lot Number103
JurisdictionORANGE FL
Minor Civil DivisionAPOPKA
Census Blockgroup2
Census Block2058
Census Tract17506

Owner

Source: Orange County records · APN 33-21-28-5558-01-030

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3496 GRETCHEN DR, OCOEE, FL 34761-0049
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2024Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 07, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Dec 31, 2018Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NVR MORTGAGE FINANCE INC
Jun 22, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 21, 2024 · Amount on Record
Deed SaleFeb 21, 2024 · Amount on Record
Prior SaleOct 07, 2021 · Amount on Record
Deed Doc Number2024103206
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3496 GRETCHEN DR, OCOEE, FL 34761-0049
Transaction TypeMortgage
Record UpdatedMar 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 MAGNOLIA BLOSSOM CT, APOPKA, FL 32712-3336

Mortgage

Document Number0000103207
DateFeb 21, 2024
Instrument20240103207
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address92361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 07, 2021
Property Address3496 GRETCHEN DR, OCOEE, FL 34761-0049
Document Number20210611383
Map ReferenceMB 90 PG 138&139
Instrument DateSep 17, 2021
Instrument20210611383
Transaction TypeTransfer
Record UpdatedOct 25, 2021
Title CompanyINNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS I LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9809 LATE WAY, 9809, GROVELAND, FL 34736-7913

Transferred To (Grantee/Buyer)

NameVerified Name
Address3496 GRETCHEN DR, OCOEE, FL 34761-0049

Mortgage

Document Number20210611384
DateOct 07, 2021
Instrument20210611384
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

December 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateDec 31, 2018
Property Address3496 GRETCHEN DR, OCOEE, FL 34761-0049
Document Number0000750467
Map ReferenceMB 90 PG 138&139
Instrument DateDec 20, 2018
Instrument20180750467
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,188.90
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address307 VINELAND ROAD #H-20H-20, 307, ORLANDO, FL 32811

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3496 GRETCHEN DR, OCOEE, FL 34761-0049

Mortgage

Document Number0000750468
DateDec 31, 2018
Instrument20180750468
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateJun 22, 2018
Property Address3496 GRETCHEN DR, OCOEE, FL 34761-0049
Document Number0000370873
Instrument DateJun 20, 2018
Instrument370873
Transaction TypeTransfer
Record UpdatedJul 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,013.60
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11700 PLAZA AMERICA DR #500 RESTON VA 201904792, 500, RESTON, VA 20190-4792
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$531,350 (-1.21%) Land $90,000 Building $441,350$531,350 (-1.21%) Land $90,000 Building $441,350
2025$8,941.00 (+2.44%)$537,870 (+11.95%) Land $90,000 Building $447,870$537,870 (+11.95%) Land $90,000 Building $447,870
2024$8,728.00 (+8.36%)
2023$8,055.00 (+12.48%)$480,447 (+19.3%) Land $90,000 Building $390,447$480,447 (+19.3%) Land $90,000 Building $390,447
2022$7,161.00$402,725 Land $75,000 Building $327,725$402,725 Land $75,000 Building $327,725

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 699 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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