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3495 Gretchen Dr, Ocoee, FL 34761 Property Records

Orange County property record for 3495 Gretchen Dr, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage2,022 sqft Living Area
Lot Size7,179 sqft (0.165 acres)
OccupancyOwner Occupied
Last Sale$273,400 (2018)
Tax Bill$4,978.00 (2025)

Property Details

APN / Parcel Number

Primary APN33-21-28-5558-01-070
Alternative APNs
  • 282133555801070
  • 216103
  • 220373
  • 224881

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,022 sqft Living Area
Gross Area2,576 sqft Gross Area
1st Floor2,022 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,179 sqft (0.165 acres)
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area113 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address3495 GRETCHEN DR
CityOCOEE
StateFL
Zip34761-0050
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMCCORMICK RESERVE - PHASE 2 90/138 LOT 107
Legal Range28E
Legal Township21S
Legal Section33
Legal SubdivisionMCCORMICK RESERVE - PH 2
Legal Phase2
Legal Block1
Legal Lot Number107
JurisdictionORANGE FL
Minor Civil DivisionAPOPKA
Census Blockgroup2
Census Block2052
Census Tract17506

Owner

Source: Orange County records · APN 33-21-28-5558-01-070

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3495 GRETCHEN DR, OCOEE, FL 34761-0050
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
PUBLIX EMPS FCU
Aug 29, 2018Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NVR MORTGAGE FINANCE INC
Mar 20, 2018Grant Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2018 · Amount on Record
Deed SaleAug 29, 2018 · Amount on Record
Prior SaleMar 20, 2018 · Amount on Record
Deed Doc Number2018514721
Record RefreshedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address3495 GRETCHEN DR, OCOEE, FL 34761-0050
Document Number0000423811
Instrument DateAug 05, 2020
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3495 GRETCHEN DR OCOEE FL 347610050, OCOEE, FL 34761-0050

Mortgage

Document Number0000423811
DateAug 11, 2020
Instrument423811
Lender
NamePUBLIX EMPS FCU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 10, 2050

August 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateAug 29, 2018
Property Address3495 GRETCHEN DR, OCOEE, FL 34761-0050
Document Number0000514721
Map ReferenceMB 90 PG 138-139
Instrument DateAug 27, 2018
Instrument20180514721
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,913.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4307 VINELAND RDH, 4307, ORLANDO, FL 32811

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address3495 GRETCHEN DR, OCOEE, FL 34761-0050

Mortgage

Document Number0000514722
DateAug 29, 2018
Instrument20180514722
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateMar 20, 2018
Property Address3495 GRETCHEN DR, OCOEE, FL 34761-0050
Document Number0000157906
Instrument DateMar 13, 2018
Instrument157906
Transaction TypeTransfer
Record UpdatedMar 28, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

AmountAmount Recorded
Tax$1,001.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11700 PLAZA AMERICA DR #500 RESTON VA 201904792, 500, RESTON, VA 20190-4792
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$308,542 (+2.7%)$413,150 (-1.14%) Land $90,000 Building $323,150
2025$4,978.00 (+6.71%) Homeowner's exemption$300,430 (+5.99%)$417,920 (+10.37%) Land $90,000 Building $327,920
2024$4,665.00 (+3.41%)
2023$4,511.00 (+3.2%) Homeowner's exemption$283,459 (+3%)$378,641 (+19.34%) Land $90,000 Building $288,641
2022$4,371.00 Homeowner's exemption$275,203$317,273 Land $75,000 Building $242,273

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 699 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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