Orange County property record for 3491 Gretchen Dr, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,797 sqft · built 2018 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $326,200 (Apr 2018) |
| Tax Bill | $5,858 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-21-28-5558-01-080 |
| Primary APN | 33-21-28-5558-01-080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,797 sqft Living Area |
| Gross Area | 3,747 sqft |
| 1st Floor Area | 1,328 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 214 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3491 GRETCHEN DR |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-0050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCORMICK RESERVE - PHASE 2 90/138 LOT 108 |
| Legal Range | 28E |
| Legal Township | 21S |
| Legal Section | 33 |
| Legal Subdivision | MCCORMICK RESERVE - PH 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 108 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 17506 |
Source: Orange County records · APN 33-21-28-5558-01-080
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3491 GRETCHEN DR, OCOEE, FL 34761-0050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 04, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 05, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 05, 2018 · Amount on Record |
| Deed Sale | Apr 05, 2018 · Amount on Record |
| Deed Document Number | 2018201958 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 3491 GRETCHEN DR, OCOEE, FL 34761-0050 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3491 GRETCHEN DR, OCOEE, FL 34761-0050 |
| Document Number | 0000573131 |
|---|---|
| Date | Oct 04, 2023 |
| Instrument | 20230573131 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 05, 2018 |
| Property Address | 3491 GRETCHEN DR, OCOEE, FL 34761-0050 |
| Document Number | 0000201958 |
| Map Reference | MB 90 PG 138&139 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 20180201958 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,283.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4307 VINELAND RD # RDH20, 4307, ORLANDO, FL 32811-7178 |
| Name | Verified Name |
|---|---|
| Address | 3491 GRETCHEN DR, OCOEE, FL 34761-0050 |
| Document Number | 0000201959 |
|---|---|
| Date | Apr 05, 2018 |
| Instrument | 20180201959 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,216 (+2.7%) | $522,800 (-1.2%) Land $90,000 Building $432,800 | |
| 2025 | $5,858.00 (+6.72%) Homeowner's exemption | $349,772 (+5.99%) | $529,170 (+11.92%) Land $90,000 Building $439,170 |
| 2024 | $5,489.00 (+3.39%) | ||
| 2023 | $5,309.00 (+3.09%) Homeowner's exemption | $330,014 (+3%) | $472,804 (+19.31%) Land $90,000 Building $382,804 |
| 2022 | $5,150.00 Homeowner's exemption | $320,402 | $396,289 Land $75,000 Building $321,289 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950175062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 201 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Xfinity.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures