Pinellas County property record for 3495 Oak St, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,948 sqft · built 1971 |
| Lot Size | 0.136 acres (5,942 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Jan 2003) |
| Tax Bill | $1,774 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-760-1176-6 |
| Primary APN | C62-000-760-1176-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,948 sqft Living Area |
| Gross Area | 2,277 sqft |
| 1st Floor Area | 1,948 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 5,942 sqft (0.136 acres) |
| Lot Dimensions | 110 ft deep x 54 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R188866 |
|---|---|
| Street Address | 3495 OAK ST |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-9344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | OAK LAKE HEIGHTS BLK C, LOT 12 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 18 |
| Legal Subdivision | OAK LAKE HEIGHTS |
| Legal Tract | 62856 |
| Legal Block | C |
| Legal Lot Number | 12 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 26904 |
3495 Oak St is owned and occupied by an individual who bought it in January 2003.
Source: Pinellas County records, as of September 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3495 OAK ST, DUNEDIN, FL 34698-9344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2003 · Amount on File |
| Deed Sale | Jan 7, 2003 · Amount on File |
| Prior Sale | Jun 3, 2002 · Amount on File |
| Deed Document Number | 20037156 |
| Deed Book / Page | 12458 / 1378 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3495 Oak St was $1,774 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,774.00 Homeowner's exemption | $133,727 | $260,353 Land $110,326 Building $150,027 |
| 2023 | $1,621.00 (+3.71%) Homeowner's exemption | $126,173 (+3%) | $232,103 (+34.59%) Land $113,980 Building $118,123 |
| 2022 | $1,563.00 Homeowner's exemption | $122,498 | $172,446 Land $85,122 Building $87,324 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3495 Oak St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 17 (1979–2024) |
| Claims Outside the SFHA | 12 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3495 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures