1043 Oak St, Dunedin, FL 34698 Property Records

Pinellas County property record for 1043 Oak St, Dunedin, FL 34698

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 676 sqft · built 1959
Lot Size	0.167 acres (7,253 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Jul 2018)
Tax Bill	$5,939 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-1846-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-1846-0`
Alternative APNs	`27-28-15-62874-003-0060` `281527628740030060` `152827628740030060` `R290791`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	676 sqft Living Area
Gross Area	1,100 sqft
1st Floor Area	676 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1979
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,253 sqft (0.167 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R290791
Street Address	1043 OAK ST
City	DUNEDIN
State	FL
Zip	34698-5842
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	OAKLAND SUB BLK 3, LOT 6
Legal Range	15E
Legal Township	28S
Legal Section	27
Legal Subdivision	OAKLAND SUB
Legal Tract	62874
Legal Block	3
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2020
Census Tract	27108

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	238 GARDEN CIR S, DUNEDIN, FL 34698-7544
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Warranty Deed, Transfer · Commercial Mortgage PARK PLACE FINANCE LLC
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	2018242799
Deed Book / Page	20148 / 1948
Prior Transfer Date	May 1, 2008
Prior Transfer Doc	0162510755
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 11, 2025
Property Address	1043 OAK ST, DUNEDIN, FL 34698-5842
Document Number	0232920234
Book / Page	23292 / 234
Map Reference	MB 3 PG 3
Instrument Date	Sep 9, 2025
Instrument	2025261099
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	791A SAN CLIRISTOPHER DR, DUNEDIN, FL 34698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 GARDEN CIRCLE, DUNEDIN, FL 34698-7544

Mortgage

Document Number	0023292236
Date	Sep 11, 2025
Instrument	23292/236

Lender

Name	PARK PLACE FINANCE LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 31, 2018
Property Address	1043 OAK ST, DUNEDIN, FL 34698-5842
Document Number	0201481948
Book / Page	20148 / 1948
Map Reference	MB 3 PG 3
Instrument Date	Jul 30, 2018
Instrument	2018242799
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 GARDEN CIR, DUNEDIN, FL 34698-7544

Mortgage

Document Number	2018242800
Date	Jul 31, 2018
Instrument	2018242800

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,939.00 (+67.3%)	$337,436 (+19.02%) Land $260,636 Building $76,800	$337,436 (+2.47%) Land $260,636 Building $76,800
2024	$3,550.00 (+9.91%) Homeowner's exemption	$283,502 (+15.38%)	$329,289 (+19.56%) Land $261,860 Building $67,429
2023	$3,230.00 (+7.34%) Homeowner's exemption	$245,722 (+6.73%)	$275,410 (+8.06%) Land $214,094 Building $61,316
2022	$3,009.00 Homeowner's exemption	$230,226	$254,878 Land $208,603 Building $46,275

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 units insured incl. 94 condo units
Nearby Flood Claims	15 (2023–2024)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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