Pinellas County property record for 3482 Oak St, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,622 sqft · built 2003 |
| Lot Size | 0.155 acres (6,765 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $178,500 (May 2014) |
| Tax Bill | $2,611 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-760-1167-5 |
| Primary APN | C62-000-760-1167-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,622 sqft Living Area |
| Gross Area | 2,112 sqft |
| 1st Floor Area | 1,622 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,765 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 153 sqft |
| Patio Area | 153 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R188857 |
|---|---|
| Street Address | 3482 OAK ST |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-9333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | OAK LAKE HEIGHTS BLK B, LOT 23 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 18 |
| Legal Subdivision | OAK LAKE HEIGHTS |
| Legal Tract | 62856 |
| Legal Block | B |
| Legal Lot Number | 23 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 26904 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3482 OAK ST, DUNEDIN, FL 34698-9333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK |
| Jul 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2014 · Amount on Record |
| Deed Sale | May 19, 2014 · Amount on Record |
| Prior Sale | Feb 8, 2007 · Amount on Record |
| Deed Document Number | 2014142298 |
| Deed Book / Page | 18406 / 292 |
| Prior Transfer Date | Mar 6, 2006 |
| Prior Transfer Doc | 0149922085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3482 OAK ST, DUNEDIN, FL 34698-9333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0211211131 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 21121/1131 |
| Instrument | 2020241714 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3482 OAK ST, DUNEDIN, FL 34698-9333 |
| Document Number | 0197042403 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3482 OAK ST DUNEDIN FL 346989333, DUNEDIN, FL 34698-9333 |
| Document Number | 0197042403 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 019704/002403 |
| Instrument | 219750 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 16, 2037 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,611.00 (+6.27%) Homeowner's exemption | $180,699 (+5.99%) | $384,004 (+16.4%) Land $116,395 Building $267,609 |
| 2024 | $2,457.00 (+2.08%) | ||
| 2023 | $2,407.00 (+3.17%) Homeowner's exemption | $170,491 (+3%) | $329,898 (+32.71%) Land $124,319 Building $205,579 |
| 2022 | $2,333.00 Homeowner's exemption | $165,525 | $248,585 Land $96,318 Building $152,267 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 17 (1979–2024) |
| Claims Outside the SFHA | 12 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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