3490 Sparco Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 3490 Sparco Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,846 sqft · built 2021
Lot Size	0.619 acres (26,994 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jul 2025)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-015-8991-9`

Property Details

APN / Parcel Number

Primary APN	`C56-001-015-8991-9`
Alternative APN	`24-4N-23-1010-000C-0100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Heated Area
Gross Area	2,506 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	26,994 sqft (0.619 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3490 SPARCO DR
City	CRESTVIEW
State	FL
Zip	32539-5437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHTIN ESTATES LOT 10 BLK C
Legal Range	23
Legal Township	04N
Legal Section	24
Legal Subdivision	ESTATES
Legal Block	C
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1022
Census Tract	20305

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3490 SPARCO DR, CRESTVIEW, FL 32539-5437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Apr 9, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD
Jun 19, 2020	Warranty Deed, Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2025 · Amount on Record
Deed Sale	Jul 24, 2025 · Amount on Record
Prior Sale	Apr 9, 2021 · Amount on Record
Deed Document Number	3765422
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 24, 2025
Property Address	3490 SPARCO DR, CRESTVIEW, FL 32539-5437
Document Number	0003765422
Map Reference	MB 24 PG 64
Instrument Date	Jul 11, 2025
Instrument	3765422
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, CONNECT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 PATCH ST, FORT HUACHUCA, AZ 85613-1641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 SPARCO DR, CRESTVIEW, FL 32539-5437

Mortgage

Document Number	0003765423
Date	Jul 24, 2025
Instrument	3765423

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 9, 2021
Property Address	3490 SPARCO DR, CRESTVIEW, FL 32539-5437
Document Number	0035383125
Book / Page	3538 / 3125
Map Reference	MB 24 PG 64-66
Instrument Date	Apr 9, 2021
Instrument	3445415
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 24, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 SPARCO DR, CRESTVIEW, FL 32539-5437

Mortgage

Document Number	0035383126
Date	Apr 9, 2021
Instrument	3538/3126

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 19, 2020
Property Address	3490 SPARCO DR, CRESTVIEW, FL 32539-5437
Document Number	0034694751
Book / Page	003469 / 004751
Instrument Date	Jun 18, 2020
Instrument	3366878
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$10,906.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,447.00 (+5.34%)	$244,127 (+6.13%) Land $39,617 Building $204,510	$244,127 (+6.13%) Land $39,617 Building $204,510
2023	$2,323.00 (+5.4%)	$230,032 (+6.65%) Land $33,659 Building $196,373	$230,032 (+6.65%) Land $33,659 Building $196,373
2022	$2,204.00	$215,685 Land $31,457 Building $184,228	$215,685 Land $31,457 Building $184,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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