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3495 Sparco Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 3495 Sparco Dr, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,347 sqft · built 2021
Lot Size0.596 acres (25,964 sqft)
OwnerIndividual Name on Record
Last Sale$258,900 (Feb 2021)
Tax Bill$2,314 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APNC56-001-015-9004-0

Property Details

APN / Parcel Number

Primary APNC56-001-015-9004-0
Alternative APN
  • 24-4N-23-1010-000E-0040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,347 sqft Heated Area
Gross Area3,156 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area25,964 sqft (0.596 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3495 SPARCO DR
CityCRESTVIEW
StateFL
Zip32539-5436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHTIN ESTATES LOT 4 BLK E
Legal Range23
Legal Township04N
Legal Section24
Legal SubdivisionESTATES
Legal BlockE
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1023
Census Tract20305

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3495 SPARCO DR, CRESTVIEW, FL 32539-5436
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 19, 2020Warranty Deed, Transfer
DHI TITLE/FL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 12, 2021 · Amount on Record
Deed SaleFeb 12, 2021 · Amount on Record
Deed Document Number3429876
Deed Book / Page3525 / 2643
Record UpdatedJun 8, 2026

February 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 12, 2021
Property Address3495 SPARCO DR, CRESTVIEW, FL 32539-5436
Document Number0035252643
Book / Page3525 / 2643
Map ReferenceMB 24 PG 64-66
Instrument DateFeb 11, 2021
Instrument3429876
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 24, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,812.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address3495 SPARCO DR, CRESTVIEW, FL 32539-5436

Mortgage

Document Number0035252644
DateFeb 12, 2021
Instrument3525/2644
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 19, 2020
Property Address3495 SPARCO DR, CRESTVIEW, FL 32539-5436
Document Number0034694751
Book / Page003469 / 004751
Instrument DateJun 18, 2020
Instrument3366878
Transaction TypeTransfer
Record UpdatedAug 6, 2020
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$10,906.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,314.00 (+6.15%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$271,305 (+5.99%)$292,628 (+5.87%) Land $39,617 Building $253,011
2023$2,180.00 (+2.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$255,980 (+3%)$276,397 (+6.64%) Land $33,659 Building $242,738
2022$2,128.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$248,524$259,183 Land $31,457 Building $227,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2014–2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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