3485 Sparco Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 3485 Sparco Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,846 sqft · built 2021
Lot Size	0.599 acres (26,088 sqft)
Owner	Individual Name on Record
Last Sale	$318,000 (Sep 2026)
Tax Bill	$2,015 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-015-9006-5`

Property Details

APN / Parcel Number

Primary APN	`C56-001-015-9006-5`
Alternative APNs	`24-4N-23-1010-000E-0060` `23N4241010000E0060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,506 sqft
1st Floor Area	1,846 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	26,088 sqft (0.599 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3485 SPARCO DR
City	CRESTVIEW
State	FL
Zip	32539-5436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHTIN ESTATES LOT 6 BLK E
Legal Range	23W
Legal Township	04N
Legal Section	24
Legal Subdivision	ASHTIN ESTATES
Legal Block	E
Legal Lot Number	6
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1023
Census Tract	20305

Owner

Source: Okaloosa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3485 SPARCO DR, CRESTVIEW, FL 32539-5436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORPORATION
Apr 28, 2022	Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC
Feb 26, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Jun 19, 2020	Warranty Deed, Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2026 · Amount on Record
Deed Sale	Sep 29, 2026 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	20263841319
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 29, 2026
Property Address	3485 SPARCO DR, CRESTVIEW, FL 32539-5436
Document Number	0003841319
Instrument Date	Sep 22, 2026
Instrument	20263841319
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	MOULTON LAND TITLE INC, MOULTON LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$224,826.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3485 SPARCO DR, CRESTVIEW, FL 32539-5436

Mortgage

Document Number	0003841320,
Date	Sep 29, 2026
Instrument	20263841320

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0003841435,
Date	Sep 30, 2026
Instrument	20263841435

Lender

Name	HOUSING FINANCE CORPORATION FLORIDA

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 28, 2022
Property Address	3485 SPARCO DR, CRESTVIEW, FL 32539-5436
Document Number	0036184387
Book / Page	3618 / 4387
Map Reference	MB 24 PG 64-66
Instrument Date	Apr 25, 2022
Instrument	3545881
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4198 COUNTY HIGHWAY 1084, DEFUNIAK SPRINGS, FL 32433-5876

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3485 SPARCO DR, CRESTVIEW, FL 32539-5436

February 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 26, 2021
Property Address	3485 SPARCO DR, CRESTVIEW, FL 32539-5436
Document Number	0035283135
Book / Page	3528 / 3135
Map Reference	MB 24 PG 64-66
Instrument Date	Feb 25, 2021
Instrument	3433610
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 24, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,658.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3485 SPARCO DR, CRESTVIEW, FL 32539-5436

Mortgage

Document Number	0035283136
Date	Feb 26, 2021
Instrument	3528/3136

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 19, 2020
Property Address	3485 SPARCO DR, CRESTVIEW, FL 32539-5436
Document Number	0034694751
Book / Page	003469 / 004751
Instrument Date	Jun 18, 2020
Instrument	3366878
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$10,906.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,015.00 (+3.33%)	$239,908 (+3.39%)	$246,106 (+6.06%) Land $39,617 Building $206,489
2023	$1,950.00 (+3.94%) Homeowner's exemption Disabled Person's exemption	$232,038 (+6.63%) Land $33,659 Building $198,379	$232,038 (+6.63%) Land $33,659 Building $198,379
2022	$1,876.00 Homeowner's exemption	$217,605 Land $31,457 Building $186,148	$217,605 Land $31,457 Building $186,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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