3222 McCurdy Rd, Troy, OH 45373 Property Records

Miami County property record for 3222 McCurdy Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,662 sqft · built 2014
Lot Size	3.25 acres (141,570 sqft)
Owner	Individual Name on Record
Last Sale	$849,900 (Jul 2024)
Tax Bill	$9,202 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C06-036370`

Property Details

APN / Parcel Number

Primary APN	`C06-036370`
Alternative APN	`070513.4-01-008-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,662 sqft Living Area
1st Floor Area	2,662 sqft
Basement Area	2,662 sqft
Finished Basement	1,587 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	141,570 sqft (3.25 acres)
Garage Area	928 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	315 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3222 MCCURDY RD
City	TROY
State	OH
Zip	45373-3286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-7-13 NW CEN PT SE
Legal Range	07
Legal Township	05
Legal Section	13
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1010
Census Tract	365001

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3222 MCCURDY RD, TROY, OH 45373-3286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage PLUS RELOCATION MORTGAGE LLC
May 25, 2018	Warranty Deed, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC
Jul 18, 2017	Trustee's Deed, Construction Loan · Line of Credit MAINSOURCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2024 · Amount on Record
Deed Sale	Jul 25, 2024 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	1313
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	3222 MCCURDY RD, TROY, OH 45373-3286
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014535
Date	Dec 4, 2019
Instrument	2019OR-14535

Lender

Name	PLUS RELOCATION MORTGAGE LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55426

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 25, 2018
Property Address	3222 MCCURDY RD, TROY, OH 45373-3286
Document Number	0000006368
Map Reference	PG131
Instrument Date	May 22, 2018
Instrument	2018OR-06368
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,038.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3222 MCCURDY RD, TROY, OH 45373-3286

Mortgage

Document Number	0000006369
Date	May 25, 2018
Instrument	2018OR-06369

Lender

Name	NEW PENN FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 18, 2017
Property Address	3222 MCCURDY RD, TROY, OH 45373-3286
Instrument Date	Jun 26, 2017
Instrument	8681
Transaction Type	Construction Loan
Record Updated	Sep 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3222 MCCURDY RD TROY OH 453733286, TROY, OH 45373-3286

Mortgage

Document Number	0000008681
Date	Jul 18, 2017
Instrument	8681

Lender

Name	MAINSOURCE BK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 17, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,202.00 (+5.07%) Homeowner's exemption	$257,850 (+14.57%) Land $25,870 Building $231,980	$736,700 (+14.57%) Land $73,900 Building $662,800
2024	$8,758.00 (+2.05%) Homeowner's exemption	$225,050 (-) Land $24,220 Building $200,830
2023	$8,582.00 (+19.68%) Homeowner's exemption	$225,050 (+2.34%) Land $24,220 Building $200,830	$643,000 (+2.34%) Land $69,200 Building $573,800
2022	$7,171.00 Homeowner's exemption	$219,910 Land $24,220 Building $195,690	$628,300 Land $69,200 Building $559,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Skymesh Fixed Wireless	50 / 10

May also be available: Metronet, Spectrum, Windstream.

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