Osceola County property record for 3490 Henry J Ave, Saint Cloud, FL 34772
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,052 sqft · built 1997 |
| Lot Size | 2.15 acres (93,828 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $170,000 (May 2004) |
| Tax Bill | $1,373 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 87828 |
| Primary APN | 87828 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,052 sqft Heated Area |
| 1st Floor Area | 2,052 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 93,828 sqft (2.15 acres) |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 87828 |
|---|---|
| Street Address | 3490 HENRY J AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8018 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OA2M |
| Legal Description | ST CLOUD MANOR EST 2 PB 1 PG 365 E 1/2 OF LOT 92, LESS S 25 FT FOR RD R/W LESS E 5 FT |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | ST CLOUD MANOR EST 2 |
| Legal Tract | 5080 |
| Legal Block | 1 |
| Legal Lot Number | 92 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 43304 |
The current owner of 3490 Henry J Ave bought it in May 2004.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3490 HENRY J AVE, SAINT CLOUD, FL 34772-8018 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2004 · Amount on File |
| Deed Sale | May 14, 2004 · Amount on File |
| Deed Document Number | 2004099260 |
| Deed Book / Page | 2512 / 0750 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3490 Henry J Ave was $1,373 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,373.00 Homeowner's exemption | $88,531 | $235,400 Land $103,300 Building $132,100 |
| 2023 | $1,227.00 (+6.88%) Homeowner's exemption | $83,531 (+3%) | $231,100 (+31.16%) Land $102,300 Building $128,800 |
| 2022 | $1,148.00 Homeowner's exemption | $81,099 | $176,200 Land $81,900 Building $94,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3490 Henry J Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3490 Henry J Ave is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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