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3430 Henry J Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3430 Henry J Ave, Saint Cloud, FL 34772

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,848 sqft · built 1983
Lot Size2.16 acres (94,220 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Aug 2021)
Tax Bill$4,357 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Aug 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-26-30-5080-0001-0760

Property Details

APN / Parcel Number

Primary APN25-26-30-5080-0001-0760
Alternative APNs
  • 263025508000010760
  • 87805

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,848 sqft Living Area
Gross Area2,226 sqft
1st Floor Area1,848 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area94,220 sqft (2.16 acres)
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool House630 sqft
PorchFinished/Open Porch
Porch Area42 sqft
Shed1 Shed
Shed Area72 sqft
Utility Building384 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemHVAC

Location & Zoning

Street Address3430 HENRY J AVE
CitySAINT CLOUD
StateFL
Zip34772-8018
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeOA2M
Legal DescriptionST CLOUD MANOR EST UNIT 2 PB 1 PG 365 S 150 FT OF LOT 76 LESS R/W
Legal Range30E
Legal Township26S
Legal Section25
Legal SubdivisionST CLOUD MANOR ESTATES UNIT 2
Legal Tract5080
Legal Block760
Legal Lot Number76
Legal Unit2P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1042
Census Tract43304

Owner

3430 Henry J Ave, a mobile home, is owned and occupied by an individual who bought it in August 2021.

Source: Osceola County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Mailing Address3430 HENRY J AVE, SAINT CLOUD, FL 34772-8018
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 3, 2020Warranty Deed, Transfer
NOT AVAILABLE
Jul 21, 2020Loan Modification, Mortgage
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2021 · Amount on File
Deed SaleAug 26, 2021 · Amount on File
Prior SaleAug 3, 2020 · Amount on File
Deed Document Number2021133110
Deed Book / Page6031 / 96
Prior Transfer DateJul 21, 2020
Prior Transfer Doc0057671583
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 26, 2021
Property Address3430 HENRY J AVE, SAINT CLOUD, FL 34772-8018
Document Number0060310096
Book / Page6031 / 96
Map ReferenceMB 1 PG 365
Instrument DateAug 24, 2021
Instrument2021133110
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, A CLEAR CHOICE T&E OF OSCEOL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address823 VALLEY ST, ANCHORAGE, AK 99504-2254

Transferred To (Grantee/Buyer)

NameVerified Name
Address3430 HENRY J AVE, SAINT CLOUD, FL 34772-8018

Mortgage

Document Number0000603197
DateAug 26, 2021
Instrument6031/97
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 3, 2020
Property Address3430 HENRY J AVE, SAINT CLOUD, FL 34772-8018
Document Number0057671583
Book / Page005767 / 001583
Instrument DateJul 21, 2020
Instrument101365
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$298.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3430 HENRY J AVE ST CLOUD FL 347728018, ST CLOUD, FL 34772-8018

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3430 HENRY J AVE, SAINT CLOUD, FL 34772-8018
Document Number0057671585
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedSep 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3430 HENRY J AVE ST CLOUD FL 347728018, ST CLOUD, FL 34772-8018

Tax Assessment & Valuation

The 2025 property tax bill for 3430 Henry J Ave was $4,357 with a homeowner's exemption, up 4.3% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,357.00 (+4.28%) Homeowner's exemption$303,900 Land $109,200 Building $194,700$303,900 Land $109,200 Building $194,700
2024$4,178.00 (-0.81%)
2023$4,212.00 (+15.08%) Homeowner's exemption$297,300 (+34.71%) Land $108,200 Building $189,100$297,300 (+34.71%) Land $108,200 Building $189,100
2022$3,660.00$220,700 Land $86,500 Building $134,200$220,700 Land $86,500 Building $134,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3430 Henry J Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3430 Henry J Ave is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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