3450 Henry J Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3450 Henry J Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,096 sqft · built 2003
Lot Size	4.73 acres (206,213 sqft)
Owner	2 Trust Names on File
Last Sale	$260,000 (Nov 2016)
Tax Bill	$6,306 (2025)
Deeds & Mortgages	Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`25-26-30-5080-0001-0850`

Property Details

APN / Parcel Number

Primary APN	`25-26-30-5080-0001-0850`
Alternative APNs	`263025508000010850` `87820`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,096 sqft Living Area
1st Floor Area	1,800 sqft
Upper Floors Area	296 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	206,213 sqft (4.73 acres)

Exterior Amenities

Patio Area	144 sqft
Shed	1 Shed
Shed Area	360 sqft
Pole Barn	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3450 HENRY J AVE
City	SAINT CLOUD
State	FL
Zip	34772-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	ST CLOUD MANOR EST UNIT 2 PB 1 PG 365 LOT 85
Legal Range	30E
Legal Township	26S
Legal Section	25
Legal Subdivision	ST CLOUD MANOR ESTATES UNIT 2
Legal Tract	5080
Legal Block	850
Legal Lot Number	85
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1042
Census Tract	43304

Owner

3450 Henry J Ave is owner-occupied and held in a trust since September 2022.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Trust Names on File
Mailing Address	9109 LAKE FISCHER BLVD, GOTHA, FL 34734-5202
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2016 · Amount on File
Deed Sale	Nov 21, 2016 · Amount on File
Prior Sale	Dec 17, 2008 · Amount on File
Deed Document Number	2016174600
Deed Book / Page	5059 / 2065
Last Transfer Date	Sep 30, 2022
Transfer Doc	0062970413
Record Updated	Jun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Oct 10, 2022
Property Address	3450 HENRY J AVE, SAINT CLOUD, FL 34772-8018
Document Number	0062970413
Book / Page	6297 / 413
Map Reference	MB 1 PG 365
Instrument Date	Sep 30, 2022
Instrument	2022150180
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3450 HENRY J AVE, SAINT CLOUD, FL 34772-8018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9109 LAKE FISCHER BLVD, GOTHA, FL 34734-5202
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3450 Henry J Ave was $6,306 with a homeowner's exemption, up 3.2% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,306.00 (+3.24%) Homeowner's exemption	$444,600 Land $189,400 Building $255,200	$444,600 Land $189,400 Building $255,200
2024	$6,108.00 (+0.03%)
2023	$6,106.00 Homeowner's exemption	$432,900 Land $189,400 Building $243,500	$432,900 Land $189,400 Building $243,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3450 Henry J Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3450 Henry J Ave is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20