349 15th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 349 15th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	924 sqft · built 1927
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$253,500 (Jul 2021)
Tax Bill	$4,412 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01-0120-01160-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-01160-000`

Interior

Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Location & Zoning

Street Address	349 15TH AVE S
City	FARGO
State	ND
Zip	58103-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 123 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOT 123
Legal Subdivision	BELMONT PARK
Legal Lot Number	123
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1010
Census Tract	901

Owner

349 15th Ave S is owned and occupied by an individual who bought it in July 2021.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	349 15TH AVE S, FARGO, ND 58103-4308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Line of Credit CHOICE FINANCIAL GROUP
Jul 19, 2021	Warranty Deed, Transfer · VA Mortgage IMAGINE HOME LENDING LLC
Apr 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage BELL BANK
Apr 8, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Apr 8, 2019 · Amount on File
Deed Document Number	20211639388
Prior Transfer Date	Mar 24, 2015
Prior Transfer Doc	0001442096
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	349 15TH AVE S, FARGO, ND 58103-4308
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001624133
Date	Mar 2, 2021
Instrument	1624133

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	FARGO, ND 58104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Feb 25, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jul 19, 2021
Property Address	349 15TH AVE S, FARGO, ND 58103-4308
Document Number	0001639388
Instrument Date	Jul 12, 2021
Instrument	1639388
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	REGENCY TITLE-FARGO, REGENCY TITLE FARGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 15TH AVE S, FARGO, ND 58103-4308

Mortgage

Document Number	0001639389
Date	Jul 19, 2021
Instrument	1639389

Lender

Name	IMAGINE HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	349 15TH AVE S, FARGO, ND 58103-4308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001535132
Date	Apr 17, 2018
Instrument	1535132

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	25 Months
Due	May 10, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Apr 8, 2019
Property Address	349 15TH AVE S, FARGO, ND 58103-4308
Document Number	0001559751
Instrument Date	Apr 5, 2019
Instrument	1559751
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	349 15TH AVE S FARGO ND 581034308, FARGO, ND 58103-4308

Mortgage

Document Number	1559752
Date	Apr 8, 2019
Instrument	1559752

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 349 15th Ave S was $4,412.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,412.00	$130,750 Land $20,250 Building $110,500	$261,500 Land $40,500 Building $221,000
2023	$4,227.00	$122,200 Land $20,250 Building $101,950	$244,400 Land $40,500 Building $203,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 349 15th Ave S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 349 15th Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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