341 15th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 341 15th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,051 sqft · built 1931
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Oct 2020)
Tax Bill	$1,854 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-0120-01170-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-01170-000`

Interior

Stories	1 Story
Building Area	1,051 sqft Living Area
1st Floor Area	1,051 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Location & Zoning

Street Address	341 15TH AVE S
City	FARGO
State	ND
Zip	58103-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 124 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOT 124
Legal Subdivision	BELMONT PARK
Legal Lot Number	124
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1010
Census Tract	901

Owner

341 15th Ave S is owned and occupied by two individuals who bought it in October 2020.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	341 15TH AVE S, FARGO, ND 58103-4308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK
Jun 8, 2018	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	20201607160
Prior Transfer Date	Jun 7, 2018
Prior Transfer Doc	0001539085
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	341 15TH AVE S, FARGO, ND 58103-4308
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 15TH AVE S, FARGO, ND 58103-4308
Investor	Possibly a Property Investor

Mortgage

Document Number	0001740589
Date	Aug 13, 2025
Instrument	1740589

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Sep 3, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Oct 1, 2020
Property Address	341 15TH AVE S, FARGO, ND 58103-4308
Document Number	0001607160
Instrument Date	Sep 30, 2020
Instrument	1607160
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	TITLE COMPANY RESIDENTIAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	341 15TH AVE S, FARGO, ND 58103-4308

Mortgage

Document Number	0001607161
Date	Oct 1, 2020
Instrument	1607161

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 8, 2018
Property Address	341 15TH AVE S, FARGO, ND 58103-4308
Document Number	0001539085
Instrument Date	Jun 7, 2018
Instrument	1539085
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	341 15TH AVE S, FARGO, ND 58103-4308

Mortgage

Document Number	0001539086
Date	Jun 8, 2018
Instrument	1539086

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 341 15th Ave S was $1,854.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,854.00	$127,600 Land $20,250 Building $107,350	$255,200 Land $40,500 Building $214,700
2023	$3,210.00	$119,250 Land $20,250 Building $99,000	$238,500 Land $40,500 Building $198,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 341 15th Ave S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 341 15th Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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