346 15th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 346 15th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	803 sqft · built 1946
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Jun 2026)
Tax Bill	$3,015 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2021 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`01-0120-01370-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-01370-000`

Interior

Stories	1 Story
Building Area	803 sqft Living Area
1st Floor Area	803 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Street Address	346 15TH AVE S
City	FARGO
State	ND
Zip	58103-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 147 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK W20' LOT 147 & E30' LOT 148
Legal Subdivision	BELMONT PARK
Legal Lot Number	147-148
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1007
Census Tract	901

Owner

346 15th Ave S is owned and occupied by an individual who bought it in June 2026.

Source: Cass County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	346 15TH AVE S, FARGO, ND 58103-4309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · Conventional Mortgage IMAGINE HOME LENDING
May 27, 2021	Warranty Deed, Transfer · Line of Credit FIRST UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	May 27, 2021 · Amount on File
Deed Document Number	20261761541
Prior Transfer Date	Apr 25, 2008
Prior Transfer Doc	0001233193
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 25, 2026
Property Address	346 15TH AVE S, FARGO, ND 58103-4309
Document Number	0001761541
Instrument Date	Jun 24, 2026
Instrument	20261761541
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 15TH AVE S, FARGO, ND 58103-4309

Mortgage

Document Number	0001761541,
Date	Jun 25, 2026
Instrument	20261761541

Lender

Name	IMAGINE HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 27, 2021
Property Address	346 15TH AVE S, FARGO, ND 58103-4309
Document Number	0001633815
Instrument Date	May 26, 2021
Instrument	1633815
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	THE TITLE COMPANY/HOMESTEAD, THE TITLE CO RESIDENTIAL

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 TAFT ST, FINLEY, ND 58230-3035

Mortgage

Document Number	0001633816
Date	May 27, 2021
Instrument	1633816

Lender

Name	FIRST UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	243 Months
Due	Aug 15, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 346 15th Ave S was $3,015.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,015.00	$111,000 Land $21,900 Building $89,100	$222,000 Land $43,800 Building $178,200
2023	$2,804.00	$103,750 Land $21,900 Building $81,850	$207,500 Land $43,800 Building $163,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 346 15th Ave S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 346 15th Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Nearby Properties on 15th Ave S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures