Hernando County property record for 3486 Centavo Ct, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 2024 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Apr 2021) |
| Tax Bill | $7,321 (2025) |
| Deeds & Mortgages | Apr 2021 Sale Apr 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | R13-223-16-2320-0950-0380 |
| Primary APN | R13-223-16-2320-0950-0380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Patio Area | 612 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00827378 |
|---|---|
| Street Address | 3486 CENTAVO CT |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 9 BLK 95 LOT 38 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 9 |
| Legal Block | 95 |
| Legal Lot Number | 38 |
| Legal Unit | 9 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 41501 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11917 BROAD ST, MILLERSPORT, OH 43046-9024 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2021 | Personal Representative Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 30, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on Record |
| Deed Sale | Apr 30, 2021 · Amount on Record |
| Prior Sale | Apr 30, 2021 |
| Deed Document Number | 2021031569 |
| Deed Book / Page | 3990 / 1452 |
| Record Updated | Jun 8, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 30, 2021 |
| Property Address | 3486 CENTAVO CT, HERNANDO BEACH, FL 34607-3321 |
| Document Number | 0039901452 |
| Book / Page | 3990 / 1452 |
| Map Reference | MB 7 PG 49 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021031569 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $665.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1663 BRAMAN AVE, FORT MYERS, FL 33901-6914 |
| Name | Verified Name |
|---|---|
| Address | 6216 OLD MILLERSPORT RD NE, PLEASANTVILLE, OH 43148-9792 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 30, 2021 |
| Property Address | 3486 CENTAVO CT, HERNANDO BEACH, FL 34607-3321 |
| Document Number | 0039901450 |
| Book / Page | 3990 / 1450 |
| Map Reference | MB 7 PG 49 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021031568 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6960 GREENHORN PATH, SAINT CLOUD, FL 34771-8483 |
| Name | Verified Name |
|---|---|
| Address | 6216 OLD MILLERSPORT RD NE, PLEASANTVILLE, OH 43148-9792 |
| Investor | Possibly a Property Investor |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,321.00 (+333.45%) | $512,854 (+405.67%) Land $121,000 Building $391,854 | $512,854 (+310.28%) Land $121,000 Building $391,854 |
| 2023 | $101,420 (+1%) | ||
| 2022 | $1,689.00 | $92,200 Land $92,200 | $125,000 Land $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 357 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 357 in force |
| Nearby Flood Claims | 602 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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