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4004 Centavo Ct, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4004 Centavo Ct, Hernando Beach, FL 34607 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2009
Square Footage1,039 sqft Living Area
Lot Size5,000 sqft (0.115 acres)
GarageAttached, 420 sqft
Last Sale$127,500 (2023)
Tax Bill$6,890.00 (2025)

Property Details

APN / Parcel Number

Primary APNR13-223-16-2320-0950-0320
Alternative APNs
  • 00165154
  • 165154

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,039 sqft Living Area
Gross Area2,634 sqft Gross Area
1st Floor1,039 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area5,000 sqft (0.115 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Deck Area24 sqft Deck
PorchEnclosed Porch
Porch Area792 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00165154
Street Address4004 CENTAVO CT
CityHERNANDO BEACH
StateFL
Zip34607-3325
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 9 BLK 95 LOT 32 ORB 4355 PG 849
Legal Range16E
Legal Township23S
Legal Section13
Legal SubdivisionHERNANDO BEACH UNIT 9
Legal Block95
Legal Lot Number32
JurisdictionHERNANDO FL
Minor Civil DivisionHERNANDO BEACH
Census Blockgroup1
Census Block1002
Census Tract41501

Owner

Source: Hernando County records · APN R13-223-16-2320-0950-0320

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10303 THOMPSON PL, CLERMONT, FL 34711-8889
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Warranty Deed, Transfer
AMERICAN HOME TITLE/LAND O, AMERICAN HOME TTL OF LAND O
Oct 18, 2023Warranty Deed, Transfer
AMERICAN HOME TITLE/LAND O, AMERICAN HOME TTL OF LAND O
Oct 18, 2023Warranty Deed, Transfer
AMERICAN HOME TITLE/LAND O, AMERICAN HOME TTL OF LAND O
Aug 29, 2022
ATTORNEY ONLY, ATTORNEY
Dec 07, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
AMERIFIRST FINANCIAL CORP
Jan 02, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 18, 2023 · Amount on Record
Deed SaleOct 18, 2023 · Amount on Record
Prior SaleOct 18, 2023 · Amount on Record
Deed Doc Number202366654
Deed Book / Page4355 / 886
Prior Transfer DateAug 25, 2022
Prior Transfer Doc0042131213
Record RefreshedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateOct 18, 2023
Property Address4004 CENTAVO CT, HERNANDO BEACH, FL 34607-3325
Document Number0043550886
Book / Page4355 / 886
Map ReferenceMB 7 PG 49
Instrument DateOct 17, 2023
Instrument2023066654
Transaction TypeTransfer
Record UpdatedNov 03, 2023
Title CompanyAMERICAN HOME TITLE/LAND O, AMERICAN HOME TTL OF LAND O

Transaction

AmountAmount Recorded
Tax$892.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3116 CHERRY HILL CIR N, LAKELAND, FL 33810-0369

Transferred To (Grantee/Buyer)

NameVerified Name
Address10303 THOMPSON PL, CLERMONT, FL 34711-8889

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateOct 18, 2023
Property Address4004 CENTAVO CT, HERNANDO BEACH, FL 34607-3325
Document Number0043550849
Book / Page4355 / 849
Map ReferenceMB 7 PG 49
Instrument DateOct 17, 2023
Instrument2023066639
Transaction TypeTransfer
Record UpdatedNov 03, 2023
Title CompanyAMERICAN HOME TITLE/LAND O, AMERICAN HOME TTL OF LAND O

Transaction

AmountAmount Recorded
Tax$3,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3116 CHERRY HILL CIR N, LAKELAND, FL 33810-0369

Transferred To (Grantee/Buyer)

NameVerified Name
Address10601 LAKE LOUISA RD, CLERMONT, FL 34711-9104

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateOct 18, 2023
Property Address4004 CENTAVO CT, HERNANDO BEACH, FL 34607-3325
Document Number0043550884
Book / Page4355 / 884
Map ReferenceMB 7 PG 49
Instrument DateOct 17, 2023
Instrument2023066653
Transaction TypeTransfer
Record UpdatedNov 03, 2023
Title CompanyAMERICAN HOME TITLE/LAND O, AMERICAN HOME TTL OF LAND O

Transaction

AmountAmount Recorded
Tax$892.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3116 CHERRY HILL CIR N LAKE LAND, LAKELAND, FL 33810

Transferred To (Grantee/Buyer)

NameVerified Name
Address10601 LAKE LOUISA RD, CLERMONT, FL 34711-9104

August 2022:

JurisdictionHERNANDO FL
Recording DateAug 29, 2022
Property Address4004 CENTAVO CT, HERNANDO BEACH, FL 34607-3325
Document Number0042131213
Book / Page4213 / 1213
Instrument DateAug 25, 2022
Instrument2022065206
Record UpdatedMar 06, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address4004 CENTAVO CT, HERNANDO BEACH, FL 34607-3325
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4004 CENTAVO CT, HERNANDO BEACH, FL 34607-3325

Mortgage

Document Number0039211207
DateDec 07, 2020
Book Page3921/1207
Instrument2020076529
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJan 02, 2020
Property Address4004 CENTAVO CT, HERNANDO BEACH, FL 34607-3325
Document Number0037910510
Book / Page3791 / 0510
Map ReferenceMB 7 PG 49
Instrument DateDec 23, 2019
Instrument2020000119
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanySOUTHERN SECURITY TTL SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4004 CENTAVO CT, 4004, HERNANDO BEACH, FL 34607-3325

Transferred To (Grantee/Buyer)

NameVerified Name
Address4004 CENTAVO CT, HERNANDO BEACH, FL 34607-3325

Mortgage

Document Number0037910512
DateJan 02, 2020
Instrument3791/0512
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term240 Months
DueJan 01, 2040

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,890.00 (-33.84%)$450,271 (-34.34%) Land $132,850 Building $317,421$450,271 (-34.34%) Land $132,850 Building $317,421
2023$685,741 (+98.17%) Land $390,327 Building $295,414
2022$10,414.00 Disabled Person's exemption Veteran's exemption$346,043$685,741 Land $387,000 Building $298,741

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 1,010 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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