Hernando County property record for 3511 Centavo Ct, Hernando Beach, FL 34607 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2013) |
| Tax Bill | $5,566.00 (2025) |
| Primary APN | R13-223-16-2320-0950-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,296 sqft Living Area |
| 1st Floor | 1,296 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,356 sqft (0.1 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 864 sqft Garage |
| Deck Area | 342 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 784 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00164958 |
|---|---|
| Street Address | 3511 CENTAVO CT |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3324 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 9 BLK 95 LOT 5 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 9 |
| Legal Block | 95 |
| Legal Lot Number | 5 |
| Legal Unit | 9 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 41501 |
Source: Hernando County records · APN R13-223-16-2320-0950-0050
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3511 CENTAVO CT, HERNANDO BEACH, FL 34607-3324 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2013 · Amount on Record |
| Deed Sale | Jun 11, 2013 · Amount on Record |
| Prior Sale | Apr 28, 2009 · Amount on Record |
| Deed Doc Number | 2013033198 |
| Deed Book / Page | 3011 / 1806 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3511 CENTAVO CT, HERNANDO BEACH, FL 34607-3324 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3511 CENTAVO CT, HERNANDO BEACH, FL 34607-3324 |
| Document Number | 0041731875 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 4173/1875 |
| Instrument | 2022039776 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2052 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,566.00 (+1.5%) | $374,439 (+21%) | $409,660 (-5.46%) Land $129,000 Building $280,660 |
| 2023 | $309,454 Land $14,344 Building $295,110 | ||
| 2022 | $5,484.00 | $433,309 Land $133,000 Building $300,309 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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