3481 Sparco Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 3481 Sparco Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,846 sqft · built 2021
Lot Size	0.597 acres (25,985 sqft)
Owner	2 Individual Names on File
Last Sale	$304,900 (Jun 2026)
Tax Bill	$2,452 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-015-9008-1`

Property Details

APN / Parcel Number

Primary APN	`C56-001-015-9008-1`
Alternative APNs	`24-4N-23-1010-000E-0080` `23N4241010000E0080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,506 sqft
1st Floor Area	1,846 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	25,985 sqft (0.597 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3481 SPARCO DR
City	CRESTVIEW
State	FL
Zip	32539-5436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHTIN ESTATES LOT 8 BLK E
Legal Range	23W
Legal Township	04N
Legal Section	24
Legal Subdivision	ASHTIN ESTATES
Legal Block	E
Legal Lot Number	8
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1023
Census Tract	20305

Owner

3481 Sparco Dr is owned by two individuals who bought it in June 2026.

Source: Okaloosa County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9941 TOMCAT WAY, COLORADO SPRINGS, CO 80925-1374
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 1, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 19, 2020	Warranty Deed, Transfer DHI TITLE/FL INC
Jul 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Mar 1, 2021 · Amount on File
Deed Document Number	20263822630
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 16, 2026
Property Address	3481 SPARCO DR, CRESTVIEW, FL 32539-5436
Document Number	0003822630
Instrument Date	Jun 10, 2026
Instrument	20263822630
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	FLORIDA LEGAL TITLE LLC, FLORIDA LEGACY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215,564.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9941 TOMCAT WAY, COLORADO SPRINGS, CO 80925-1374

Mortgage

Document Number	0003822631,
Date	Jun 16, 2026
Instrument	20263822631

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 1, 2021
Property Address	3481 SPARCO DR, CRESTVIEW, FL 32539-5436
Document Number	0035284201
Book / Page	3528 / 4201
Map Reference	MB 24 PG 64-66
Instrument Date	Feb 25, 2021
Instrument	3433843
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 24, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,742.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 SPARCO DR, CRESTVIEW, FL 32539-5436

Mortgage

Document Number	0035284202
Date	Mar 1, 2021
Instrument	3528/4202

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 19, 2020
Property Address	3481 SPARCO DR, CRESTVIEW, FL 32539-5436
Document Number	0034694751
Book / Page	003469 / 004751
Instrument Date	Jun 18, 2020
Instrument	3366878
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Tax	$10,906.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 11, 2018
Property Address	3481 SPARCO DR, CRESTVIEW, FL 32539-5436
Document Number	0033582835
Book / Page	003358 / 002835
Instrument Date	Jun 14, 2018
Instrument	3218885
Transaction Type	Transfer
Record Updated	Aug 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 INDUSTRIAL DR CRESTVIEW FL 325392207, CRESTVIEW, FL 32539-2207

Tax Assessment & Valuation

The 2025 property tax bill for 3481 Sparco Dr was $2,452.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,452.00	$244,674 Land $39,617 Building $205,057	$244,674 Land $39,617 Building $205,057
2023	$1,908.00 (+2.47%) Homeowner's exemption	$222,664 (+3%)	$230,559 (+6.65%) Land $33,659 Building $196,900
2022	$1,862.00 Homeowner's exemption	$216,179 Land $31,457 Building $184,722	$216,179 Land $31,457 Building $184,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3481 Sparco Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3481 Sparco Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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