Cherokee County property record for 3485 River Pt, Cedar Bluff, AL 35959 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1998 |
| Square Footage | 1,615 sqft Living Area |
| Lot Size | 31,799 sqft (0.73 acres) |
| Garage | 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $214,500 (2017) |
| Tax Bill | $1,313.00 (2025) |
| Primary APN | 13-10-09-32-0-000-001.026 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,615 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 31,799 sqft (0.73 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 528 sqft Garage |
| Deck Area | 160 sqft Deck |
| Porch | Open Porch |
| Porch Area | 25 sqft Porch |
| Account Number | 31623 |
|---|---|
| Street Address | 3485 RIVER PT |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-5058 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 18 RIVERBEND ESTATES PHASE 2 10/79 ALSO 1/27 INTEREST IN COMMON AREA PARCEL 01.06 A & 01.06 |
| Legal Subdivision | RIVERBEND ESTATES |
| Legal Phase | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | CHEROKEE AL |
| Minor Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Blockgroup | 2 |
| Census Block | 2060 |
| Census Tract | 955701 |
Source: Cherokee County records · APN 13-10-09-32-0-000-001.026
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3485 RIVER PT, CEDAR BLUFF, AL 35959-5058 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Sep 05, 2017 | Warranty Deed, Transfer · Stand Alone First Mortgage REGIONS MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2017 · Amount on Record |
| Deed Sale | Sep 05, 2017 · Amount on Record |
| Deed Doc Number | 199507 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 3485 RIVER PT, CEDAR BLUFF, AL 35959-5058 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000207612 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 207612 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Sep 05, 2017 |
| Property Address | 3485 RIVER PT, CEDAR BLUFF, AL 35959-5058 |
| Document Number | 0000199507 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 199507 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5850 NICHOLS RD, POWDER SPGS, GA 30127-4231 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3485 RIVER POINTE, CEDAR BLUFF, AL 35959-5058 |
| Document Number | 0000199508 |
|---|---|
| Date | Sep 05, 2017 |
| Instrument | 199508 |
| Name | REGIONS MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Cedar Bluff Town |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,313.00 (+3.22%) Homeowner's exemption | $15,520 (+6.01%) Land $13,380 Building $2,140 | $290,700 (+3.12%) Land $133,800 Building $156,900 |
| 2024 | $1,272.00 Additional exemption filed | $14,640 (-48.09%) Land $12,500 Building $2,140 | $281,900 (-) Land $125,000 Building $156,900 |
| 2023 | $1,272.00 Homeowner's exemption | $28,200 (+92.62%) | $281,900 (-) Land $125,000 Building $156,900 |
| 2022 | $1,272.00 Homeowner's exemption | $14,640 Land $12,500 Building $2,140 | $281,900 Land $125,000 Building $156,900 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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