3465 River Pt, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 3465 River Pt, Cedar Bluff, AL 35959 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,956 sqft · built 2003
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$852,500 (Jul 2022)
Tax Bill	$4,161 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-10-09-32-0-000-001.029`

Property Details

APN / Parcel Number

Primary APN	`13-10-09-32-0-000-001.029`
Alternative APNs	`ALT APN:1009320000001029` `215539` `29723`

Interior

Stories	1 Story
Building Area	1,956 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,056 sqft (0.689 acres)
Garage Type	Mixed
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	929 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	215539
Street Address	3465 RIVER PT
City	CEDAR BLUFF
State	AL
Zip	35959-5058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 RIVERBEND ESTATES PHASE 2 10/27 ALSO 1/27 INTEREST IN COMMON AREA PARCEL 01.06A & 01.06 LESS A TR; BEG AT SE CORSD LOT
Legal Subdivision	RIVERBEND ESTATES
Legal Phase	2
Legal Lot Number	16
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2060
Census Tract	955701

Owner

Source: Cherokee County records · APN 13-10-09-32-0-000-001.029

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 169, SILVER CREEK, GA 30173-0169
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Feb 09, 2015 · Amount on Record
Deed Document Number	0000225329
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 19, 2022
Property Address	3465 RIVER PT, CEDAR BLUFF, AL 35959-5058
Document Number	0000225329
Map Reference	PB 10 PG 79
Instrument Date	Jul 19, 2022
Instrument	225329
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 229, SILVER CREEK, GA 30173-0229

Mortgage

Document Number	0000225330
Date	Jul 19, 2022
Instrument	225330

Lender

Name	RIVER CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 19, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,161.00 (-46.61%)	$78,260 (-48.84%) Land $26,760 Building $51,500	$885,200 (+6.75%) Land $267,500 Building $617,700
2024	$7,794.00	$152,980 (-7.75%) Land $50,000 Building $102,980	$829,200 (-) Land $250,000 Building $579,200
2023	$7,794.00 (+301.55%) Additional exemption filed	$165,840 (+518.81%)	$829,200 (+70.72%) Land $250,000 Building $579,200
2022	$1,941.00 Additional exemption filed	$26,800 Land $21,260 Building $5,540	$485,700 Land $212,500 Building $273,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199557012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: TDS Telecom, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.