Cherokee County property record for 3450 River Pt, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 3,535 sqft · built 2002 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $815,000 (Aug 2023) |
| Tax Bill | $3,892 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-10-09-32-0-000-001.028 |
| Primary APN | 13-10-09-32-0-000-001.028 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,535 sqft Living Area |
| Upper Floors Area | 799 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 400 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 218020 |
|---|---|
| Street Address | 3450 RIVER PT |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-5057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 RIVERBEND ESTATES PHASE 2 10/79 ALSO 1/27 INTEREST IN COMMON AREA PARCEL 01.06A & 01.06 |
| Legal Subdivision | RIVERBEND ESTATES |
| Legal Phase | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 955701 |
Source: Cherokee County records · APN 13-10-09-32-0-000-001.028
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 1087, LA FAYETTE, GA 30728-1087 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2023 | Warranty Deed, Transfer |
| Dec 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2023 · Amount on Record |
| Deed Sale | Aug 18, 2023 · Amount on Record |
| Prior Sale | Dec 02, 2021 · Amount on Record |
| Deed Document Number | 0000230404 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Aug 18, 2023 |
| Property Address | 3450 RIVER PT, CEDAR BLUFF, AL 35959-5057 |
| Document Number | 0000230404 |
| Map Reference | MB 10 PG 79 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 230404 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3405 RIVER POINT, CEDAR BLUFF, AL 35959-5058 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1087, LA FAYETTE, GA 30728-1087 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Dec 02, 2021 |
| Property Address | 3450 RIVER PT, CEDAR BLUFF, AL 35959-5057 |
| Document Number | 0000221632 |
| Map Reference | PB 10 PG 79 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 221632 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 116, CEDAR BLUFF, AL 35959-0116 |
| Document Number | 0000221633 |
|---|---|
| Date | Dec 02, 2021 |
| Instrument | 221633 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Cedar Bluff Town |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,892.00 (+2.18%) | $75,820 (+136.94%) Land $26,760 Building $49,060 | $828,000 (+2.16%) Land $267,500 Building $560,500 |
| 2024 | $3,809.00 | $32,000 (-55.84%) Land $25,000 Building $7,000 | $810,500 (+11.87%) Land $250,000 Building $560,500 |
| 2023 | Additional exemption filed | $72,460 (+211.79%) | $724,500 (+35.57%) Land $250,000 Building $474,500 |
| 2022 | Additional exemption filed | $23,240 Land $21,260 Building $1,980 | $534,400 Land $212,500 Building $321,900 |
Source: FEMA National Flood Hazard Layer as of March 15, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, TDS Telecom.
Based on FCC filings for 81 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CEDAR BLUFF UTILITIES BOARD serves 4,281 people |
|---|---|
| Water Source | Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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