Hamilton County property record for 3485 Millbrae Dr, Carmel, IN 46074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,402 sqft · built 2007 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $384,500 (Nov 2020) |
| Tax Bill | $5,717 (2024) |
| Deeds & Mortgages | Nov 2017 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-20-007-004.000-018 |
| Primary APN | 29-09-20-007-004.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,402 sqft Living Area |
| 1st Floor Area | 1,306 sqft |
| 2nd Floor Area | 1,116 sqft |
| Basement Area | 1,306 sqft |
| Finished Basement | 980 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709200007004000 |
|---|---|
| Street Address | 3485 MILLBRAE DR |
| City | CARMEL |
| State | IN |
| Zip | 46074-8400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .15, SECTION 20, TOWNSHIP 18, RANGE 3, STANFORD PARK, SECTION 1, LOT 38, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 20 |
| Legal Subdivision | STANFORD PARK SECTION 1 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 110910 |
Source: Hamilton County records · APN 29-09-20-007-004.000-018
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3485 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 07, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU |
| Oct 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 16, 2020 · Amount on Record |
| Deed Sale | Nov 16, 2020 · Amount on Record |
| Prior Sale | Oct 11, 2019 · Amount on Record |
| Deed Document Number | 2020083209 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3485 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055358 |
|---|---|
| Date | Nov 07, 2017 |
| Instrument | 2017055358 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Nov 16, 2020 |
| Property Address | 3485 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Document Number | 2020083209 |
| Map Reference | DOC 200500009385 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020083209 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | FIDELITY NATINOAL TTILE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3485 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Document Number | 2020083210 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020083210 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 11, 2019 |
| Property Address | 3485 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Document Number | 2019050574 |
| Map Reference | DOC 200500009385 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 2019050574 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3485 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Document Number | 2019050575 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 2019050575 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $502,500 (+0.36%) Land $106,900 Building $395,600 | $502,500 (+0.36%) Land $106,900 Building $395,600 | |
| 2024 | $5,717.00 (+16.46%) | $500,700 (+10.31%) Land $106,900 Building $393,800 | $500,700 (+10.31%) Land $106,900 Building $393,800 |
| 2023 | $4,909.00 (+16.8%) Homeowner's exemption | $453,900 (+22.58%) Land $58,000 Building $395,900 | $453,900 (+22.58%) Land $58,000 Building $395,900 |
| 2022 | $4,203.00 Homeowner's exemption | $370,300 Land $58,000 Building $312,300 | $370,300 Land $58,000 Building $312,300 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 363 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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