Hamilton County property record for 3450 Millbrae Dr, Carmel, IN 46074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,902 sqft · built 2007 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $657,919 (Jun 2026) |
| Tax Bill | $5,586 (2024) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-20-007-058.000-018 |
| Primary APN | 29-09-20-007-058.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,902 sqft Living Area |
| Gross Area | 4,900 sqft |
| 1st Floor Area | 4,383 sqft |
| 2nd Floor Area | 1,421 sqft |
| Basement Area | 1,481 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 517 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3450 MILLBRAE DR |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46074-8400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .18, SECTION 20, TOWNSHIP 18, RANGE 3, STANFORD PARK, SECTION 1, LOT 92, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 20 |
| Legal Subdivision | STANFORD PARK SECTION 1 |
| Legal Lot Number | 92 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 110910 |
Source: Hamilton County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3450 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU |
| Jan 9, 2024 | Deed of Trust, Mortgage UIF CORP |
| Feb 5, 2025 | Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU |
| Jun 12, 2026 | Warranty Deed, Transfer · VA Mortgage JPMORGAN CHASE BANK N A |
| Jul 29, 2020 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Feb 14, 2017 | Deed of Trust, Mortgage INDIANA MEMBERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Jul 23, 2007 · Amount on Record |
| Deed Document Number | 202626487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3450 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000040106 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022040106 |
| Name | INDIANA MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3450 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3450 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Document Number | 0000000751 |
|---|---|
| Date | Jan 9, 2024 |
| Instrument | 2024000751 |
| Name | UIF CORP |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3450 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004618 |
|---|---|
| Date | Feb 5, 2025 |
| Instrument | 2025004618 |
| Name | INDIANA MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 12, 2026 |
| Property Address | 3450 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Document Number | 0000026487 |
| Instrument Date | May 15, 2026 |
| Instrument | 202626487 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3450 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Document Number | 0000026488, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202626488 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3450 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000048826 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020048826 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | INDIANAPOLIS, IN 46240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3450 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Document Number | 0000008059 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3450 MILLBRAE DR CARMEL IN 460748400, CARMEL, IN 46074-8400 |
| Document Number | 0000008059 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 8059 |
| Name | INDIANA MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46240 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 23, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $492,300 (+0.43%) Land $114,600 Building $377,700 | $492,300 (+0.43%) Land $114,600 Building $377,700 | |
| 2024 | $5,586.00 (+17.18%) | $490,200 (+10.88%) Land $114,600 Building $375,600 | $490,200 (+10.88%) Land $114,600 Building $375,600 |
| 2023 | $4,767.00 (+15.9%) Homeowner's exemption | $442,100 (+22.16%) Land $62,100 Building $380,000 | $442,100 (+22.16%) Land $62,100 Building $380,000 |
| 2022 | $4,113.00 Homeowner's exemption | $361,900 Land $62,100 Building $299,800 | $361,900 Land $62,100 Building $299,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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