Hamilton County property record for 3458 Millbrae Dr, Carmel, IN 46074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,932 sqft · built 2005 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $488,587 (Sep 2026) |
| Tax Bill | $5,184 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-20-007-057.000-018 |
| Primary APN | 29-09-20-007-057.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,932 sqft Living Area |
| Gross Area | 5,044 sqft |
| 1st Floor Area | 4,424 sqft |
| 2nd Floor Area | 1,440 sqft |
| Basement Area | 1,492 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3458 MILLBRAE DR |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46074-8400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .22, SECTION 20, TOWNSHIP 18, RANGE 3, STANFORD PARK, SECTION 1, LOT 91, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 20 |
| Legal Subdivision | STANFORD PARK SECTION 1 |
| Legal Lot Number | 91 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 110910 |
3458 Millbrae Dr is owned and occupied by two individuals who bought it in September 2026.
Source: Hamilton County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3525 RICHLAND DR, COLUMBUS, IN 47203-4316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage INDIANA UNIVERSITY CREDIT UNION |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on File |
| Deed Sale | Sep 1, 2026 · Amount on File |
| Prior Sale | Nov 2, 2005 · Amount on File |
| Deed Document Number | 202640584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 1, 2026 |
| Property Address | 3458 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Document Number | 0000040584 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202640584 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | SUMMIT LDS TITLE, SUMMIT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3525 RICHLAND DR, COLUMBUS, IN 47203-4316 |
| Document Number | 0000040585, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202640585 |
| Name | INDIANA UNIVERSITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3458 MILLBRAE DR, CARMEL, IN 46074-8400 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000068148 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020068148 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 3458 Millbrae Dr was $5,184 with a homeowner's exemption, down 7.7% from the year before.
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,184.00 (-7.69%) | $495,900 (+0.67%) Land $119,100 Building $376,800 | $495,900 (+0.67%) Land $119,100 Building $376,800 |
| 2024 | $5,616.00 (+18.48%) | $492,600 (+11.98%) Land $119,100 Building $373,500 | $492,600 (+11.98%) Land $119,100 Building $373,500 |
| 2023 | $4,740.00 (+15.84%) Homeowner's exemption | $439,900 (+21.96%) Land $64,600 Building $375,300 | $439,900 (+21.96%) Land $64,600 Building $375,300 |
| 2022 | $4,092.00 Homeowner's exemption | $360,700 Land $64,600 Building $296,100 | $360,700 Land $64,600 Building $296,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3458 Millbrae Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3458 Millbrae Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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