3485 Gallagher Rd, Preston, MD 21655 Property Records

Caroline County property record for 3485 Gallagher Rd, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,326 sqft · built 2003
Lot Size	4.14 acres (180,338 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Jan 2026)
Tax Bill	$7,141 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-025164`

Property Details

APN / Parcel Number

Primary APN	`04-025164`
Alternative APNs	`4025164` `025164`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,326 sqft Total Area
Utility Area	434 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	180,338 sqft (4.14 acres)
Garage Type	Built-in
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	956 sqft
Deck Area	332 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	025164
Street Address	3485 GALLAGHER RD
City	PRESTON
State	MD
Zip	21655-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	4.14 AC L-3 SE/S GALLAGHER RD E OF PRESTON
Legal Subdivision	GREGORY N TURNER LAND
Legal Lot Number	3
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	2
Census Block	2021
Census Tract	955500

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3485 GALLAGHER RD, PRESTON, MD 21655-2438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Deed Book / Page	1770 / 101
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jan 28, 2026
Property Address	3485 GALLAGHER RD, PRESTON, MD 21655-2438
Document Number	0017700101
Book / Page	1770 / 101
Map Reference	FILE 7 PL 29
Instrument Date	Jan 20, 2026
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	TITLE EXCELLENCE LLC, TITLE EXCELLENCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3485 GALLAGHER RD, PRESTON, MD 21655-2438

Mortgage

Document Number	0001770107
Date	Jan 28, 2026
Instrument	1770/107

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,141.00 (+9.49%)	$660,500 (+11.6%) Land $74,100 Building $586,400	$660,500 (-) Land $74,100 Building $586,400
2025	$6,522.00 (+31.41%)	$591,833 (+30.22%)	$660,500 (+45.32%) Land $74,100 Building $586,400
2023	$4,963.00	$454,500 Land $74,100 Building $380,400	$454,500 Land $74,100 Building $380,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20