3389 Gallagher Rd, Preston, MD 21655 Property Records

Caroline County property record for 3389 Gallagher Rd, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,456 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$2,151 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-019091`

Property Details

APN / Parcel Number

Primary APN	`04-019091`
Alternative APNs	`4019091` `019091`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,456 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	019091
Street Address	3389 GALLAGHER RD
City	PRESTON
State	MD
Zip	21655-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1.00 AC GALLAGHER RD SE OF PRESTON
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	2
Census Block	2021
Census Tract	955500

Owner

Source: Caroline County records · APN 04-019091

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3389 GALLAGHER RD, PRESTON, MD 21655-2436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2021
Deed Sale	Feb 11, 2021
Prior Sale	May 19, 2015 · Amount on Record
Deed Book / Page	1468 / 489
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	0014680489
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAROLINE MD
Recording Date	Feb 11, 2021
Property Address	3389 GALLAGHER RD, PRESTON, MD 21655-2436
Document Number	0014680489
Book / Page	1468 / 489
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3389 GALLAGHER RD, PRESTON, MD 21655-2436

Mortgage

Document Number	0001468497
Date	Feb 11, 2021
Instrument	1468/497

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Nov 01, 2045

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,500 (+7.81%) Land $60,000 Building $146,500	$206,500 (-) Land $60,000 Building $146,500
2025	$2,151.00 (+21.94%)	$191,533 (+18.52%)	$206,500 (+27.78%) Land $60,000 Building $146,500
2023	$1,764.00	$161,600 Land $60,000 Building $101,600	$161,600 Land $60,000 Building $101,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (24011C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 30 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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