3409 Gallagher Rd, Preston, MD 21655 Property Records

Caroline County property record for 3409 Gallagher Rd, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,760 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (May 2014)
Tax Bill	$3,055 (2026)
Flood Zone	Zone X (minimal risk)
APN	`04-020286`

Property Details

APN / Parcel Number

Primary APN	`04-020286`
Alternative APNs	`4020286` `020286`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	288 sqft
Patio Area	450 sqft
Shed	1 Shed
Shed Area	1,900 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	020286
Street Address	3409 GALLAGHER RD
City	PRESTON
State	MD
Zip	21655-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1 AC S/S GALLAGHER ROAD SE OF PRESTON
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	2
Census Block	2021
Census Tract	955500

Owner

3409 Gallagher Rd is owned and occupied by two individuals who bought it in May 2014.

Source: Caroline County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3409 GALLAGHER RD, PRESTON, MD 21655-2438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2014 · Amount on File
Deed Sale	May 5, 2014 · Amount on File
Deed Book / Page	1107 / 225
Prior Transfer Date	Apr 29, 2014
Prior Transfer Doc	0011070225
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 3409 Gallagher Rd was $3,055 with a homeowner's exemption, up 3.5% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,055.00 (+3.45%) Homeowner's exemption	$312,300 (+8.61%) Land $60,000 Building $252,300	$312,300 (-) Land $60,000 Building $252,300
2025	$2,953.00 Homeowner's exemption	$287,533	$312,300 Land $60,000 Building $252,300
2023	$2,598.00 Homeowner's exemption	$238,000 Land $60,000 Building $178,000	$238,000 Land $60,000 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3409 Gallagher Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3409 Gallagher Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20