Allegan County property record for 3482 Riverside Dr, Saugatuck, MI 49453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,204 sqft · built 1985 |
| Lot Size | 0.466 acres (20,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,275,000 (Sep 2022) |
| Tax Bill | $16,629 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-320-007-00 |
| Primary APN | 20-320-007-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,204 sqft Living Area |
| 1st Floor Area | 1,203 sqft |
| Basement Area | 1,203 sqft |
| Unfinished Basement | 1,203 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Lot Area | 20,299 sqft (0.466 acres) |
| Lot Dimensions | 290 ft deep x 70 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3482 RIVERSIDE DR |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453-9787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 7 SEC 4 T3N R16W RIVERSIDE HEIGHTS. |
| Legal Range | 16W |
| Legal Township | 03N |
| Legal Section | 04 |
| Legal Subdivision | RIVERSIDE HEIGHTS |
| Legal Lot Number | 7 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 30801 |
3482 Riverside Dr is owned and occupied by two individuals who bought it in September 2022.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3482 RIVERSIDE DR, SAUGATUCK, MI 49453-9787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2022 · Amount on File |
| Deed Sale | Sep 7, 2022 · Amount on File |
| Prior Sale | Feb 17, 2016 · Amount on File |
| Deed Document Number | 202217515 |
| Deed Book / Page | 4796 / 120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Sep 7, 2022 |
| Property Address | 3482 RIVERSIDE DR, SAUGATUCK, MI 49453 |
| Document Number | 004796/120 |
| Book / Page | 4796 / 120 |
| Map Reference | LB 2 PG 63 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2022017515 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1105 GREENFIELD ST, 1105, OAK PARK, IL 60302-1206 |
| Name | Verified Name |
|---|---|
| Address | 3211ST ST #132 # 132, 132, PETALUMA, CA 94952 |
| Document Number | 0004796123 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 4796-123 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 3482 Riverside Dr was $16,629 with a homeowner's exemption.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Saugatuck Township |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $696,800 Land $441,000 Building $255,800 | $1,393,600 Land $882,000 Building $511,600 | |
| 2025 | $16,629.00 | ||
| 2023 | $442,500 Land $260,900 Building $181,600 | $885,000 Land $521,800 Building $363,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3482 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3482 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G and 4G LTE (outdoors only)
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