Allegan County property record for 3492 Riverside Dr, Saugatuck, MI 49453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,370 sqft · built 2018 |
| Lot Size | 0.567 acres (24,699 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Apr 2015) |
| Tax Bill | $34,395 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-320-003-00 |
| Primary APN | 20-320-003-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,370 sqft Living Area |
| 1st Floor Area | 2,370 sqft |
| Basement Area | 2,370 sqft |
| Unfinished Basement | 2,370 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Lot Area | 24,699 sqft (0.567 acres) |
| Lot Dimensions | 260 ft deep x 95 ft wide |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3492 RIVERSIDE DR |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOTS 3 & 4 EX S 37' THEREOF SEC 4 T3N R16W RIVERSIDE HEIGHTS (05). |
| Legal Range | 16W |
| Legal Township | 03N |
| Legal Section | 04 |
| Legal Subdivision | RIVERSIDE HEIGHTS |
| Legal Lot Number | 3-4 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 30801 |
3492 Riverside Dr is owned by two individuals who bought it in April 2015.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3330 GEDDES RD, ANN ARBOR, MI 48105-2519 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2015 · Amount on File |
| Deed Sale | Apr 23, 2015 · Amount on File |
| Prior Sale | May 26, 2010 · Amount on File |
| Deed Book / Page | 3921 / 273 |
| Prior Transfer Date | Sep 30, 2002 |
| Prior Transfer Doc | 2402000591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 3492 RIVERSIDE DR, SAUGATUCK, MI 49453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4386/514 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 4386/514 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 3492 RIVERSIDE DR, SAUGATUCK, MI 49453 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 4462/157 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 4462/157 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 3492 Riverside Dr was $34,395.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Saugatuck Township |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,192,800 Land $389,000 Building $803,800 | $2,385,600 Land $778,000 Building $1,607,600 | |
| 2025 | $34,395.00 | ||
| 2023 | $856,700 Land $295,900 Building $560,800 | $1,713,400 Land $591,800 Building $1,121,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3492 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3492 Riverside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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