3476 Riverside Dr, Saugatuck, MI 49453 Property Records

Allegan County property record for 3476 Riverside Dr, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,852 sqft · built 1960
Lot Size	0.299 acres (13,024 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,189 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-320-010-00`

Property Details

APN / Parcel Number

Primary APN	`20-320-010-00`
Alternative APN	`03-20-320-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,852 sqft Living Area
1st Floor Area	1,926 sqft
Basement Area	1,364 sqft
Unfinished Basement	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	13,024 sqft (0.299 acres)
Lot Dimensions	210 ft deep x 62 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3476 RIVERSIDE DR
City	SAUGATUCK
State	MI
Zip	49453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 10 SEC 4 T3N R16W RIVERSIDE HEIGHTS.
Legal Range	16W
Legal Township	03N
Legal Section	04
Legal Subdivision	RIVERSIDE HEIGHTS
Legal Lot Number	10
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2015
Census Tract	30801

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2590 LORRAINE CIR, GENEVA, IL 60134-4426
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 30, 2013
Transfer Doc	3788/221
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3476 RIVERSIDE DR, SAUGATUCK, MI 49453
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4105/801
Date	Jan 17, 2017
Book Page	4105/801

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Saugatuck Township
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$733,800 (+6.38%) Land $390,600 Building $343,200	$1,467,600 (+6.38%) Land $781,200 Building $686,400
2025	$14,189.00 (+17.36%)	$689,800 (+111.01%) Land $362,700 Building $327,100	$1,379,600 (+111.01%) Land $725,400 Building $654,200
2024	$12,090.00
2023		$326,900 Land $92,000 Building $234,900	$653,800 Land $184,000 Building $469,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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