3482 Monarch Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3482 Monarch Dr, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details4 ba · 4,071 sqft · built 2001
Lot Size0.846 acres (36,867 sqft)
Owner2 Individual Names on Record
Last Sale$592,309 (Feb 2001)
Tax Bill$9,038 (2023)
Deeds & MortgagesSep 2025 Mortgage
Dec 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-753-90092189

Property Details

APN / Parcel Number

Primary APN01-753-90092189
Alternative APNs
  • 175390092189
  • 75390092189

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,071 sqft Total Area
1st Floor Area2,577 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area36,867 sqft (0.846 acres)
Garage TypeBuilt-in
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number75390092189
Old Parcel Number175390092189
Street Address3482 MONARCH DR
CityEDGEWATER
StateMD
Zip21037-2748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 63 PAR D PH 5 3482 MONARCH DR SOUTH RIVER COLONY
Legal SubdivisionSOUTH RIVER COLONY
Legal Phase5
Legal Lot Number63
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1002
Census Tract701400

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3482 MONARCH DR, EDGEWATER, MD 21037-2748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Deed of Trust, Mortgage
TRUIST BANK
Dec 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Sep 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP
Nov 9, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2001 · Amount on Record
Deed SaleFeb 8, 2001 · Amount on Record
Prior SaleFeb 10, 2000 · Amount on Record
Deed Document Number001592
Deed Book / Page10173 / 653
Record UpdatedJun 7, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3482 MONARCH DR, EDGEWATER, MD 21037-2748
Transaction TypeMortgage
Record UpdatedOct 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3482 MONARCH DR, EDGEWATER, MD 21037-2748

Mortgage

Document Number0416510112
DateSep 17, 2025
Book Page41651/112
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
AmountAmount Recorded

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3482 MONARCH DR, EDGEWATER, MD 21037-2748
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyCAPITOL TITLE INS AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0327300491
DateDec 12, 2018
Book Page32730/491
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2048

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3482 MONARCH DR, EDGEWATER, MD 21037-2748
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyATG TITLE INC ANNAPOLIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0335810305
DateSep 17, 2019
Book Page33581/305
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
AddressANNAPOLIS, MD 21401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3482 MONARCH DR, EDGEWATER, MD 21037-2748
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3482 MONARCH DR, EDGEWATER, MD 21037-2748

Mortgage

Document Number0355680482
DateNov 9, 2020
Book Page35568/482
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$9,038.00 Homeowner's exemption$837,800 Land $285,200 Building $552,600$837,800 Land $285,200 Building $552,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims19 (1983–2024)
Claims Outside the SFHA6 of 19
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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