3490 Monarch Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3490 Monarch Dr, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 4,085 sqft · built 2001
Lot Size0.898 acres (39,095 sqft)
Owner2 Individual Names on Record
Last Sale$758,000 (Oct 2016)
Tax Bill$9,042 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-753-90092193

Property Details

APN / Parcel Number

Primary APN01-753-90092193
Alternative APNs
  • 1-753-90092193
  • 75390092193

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,085 sqft Living Area
Gross Area4,565 sqft
1st Floor Area1,777 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area39,095 sqft (0.898 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area320 sqft
Patio Area412 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number75390092193
Street Address3490 MONARCH DR
CityEDGEWATER
StateMD
Zip21037-2748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 67 PAR D PH 5 SOUTH RIVER COLONY
Legal SubdivisionSOUTH RIVER COLONY
Legal Phase5
Legal Block1
Legal Lot Number67
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1002
Census Tract701400

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3490 MONARCH DR, EDGEWATER, MD 21037-2748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2016 · Amount on Record
Deed SaleOct 13, 2016 · Amount on Record
Prior SaleAug 21, 2009 · Amount on Record
Deed Book / Page30169 / 377
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateMay 27, 2026
Property Address3490 MONARCH DR, EDGEWATER, MD 21037-2748
Document Number4238000393
Book / Page42385 / 393
Instrument DateMay 14, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address3490 MONARCH DR, EDGEWATER, MD 21037-2748

Mortgage

Document Number4238000393,
DateMay 27, 2026
Book Page42385/393
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueMay 14, 2048
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$778,500 (+0.69%) Land $235,700 Building $542,800$778,500 (-) Land $235,700 Building $542,800
2025$9,042.00 (+9.72%) Homeowner's exemption$773,133 (+1.41%)$778,500 (+2.11%) Land $235,700 Building $542,800
2023$8,241.00 Homeowner's exemption$762,400 Land $285,700 Building $476,700$762,400 Land $285,700 Building $476,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims19 (1983–2024)
Claims Outside the SFHA6 of 19
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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