3468 Monarch Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3468 Monarch Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	5 ba · 8,722 sqft · built 2001
Lot Size	1.03 acres (45,129 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,610,000 (Aug 2022)
Tax Bill	$14,539 (2024)
Deeds & Mortgages	May 2020 Line of Credit Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-753-90092186`

Property Details

APN / Parcel Number

Primary APN	`01-753-90092186`
Alternative APNs	`1-753-90092186` `75390092186`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	8,722 sqft Living Area
Gross Area	9,762 sqft
1st Floor Area	2,732 sqft
Basement Area	2,732 sqft
Finished Basement	2,732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	45,129 sqft (1.03 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	280 sqft
Deck Area	932 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	75390092186
Street Address	3468 MONARCH DR
City	EDGEWATER
State	MD
Zip	21037-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 60 PAR D PH 5 SOUTH RIVER COLONY
Legal Subdivision	SOUTH RIVER COLONY
Legal Phase	5
Legal Block	1
Legal Lot Number	60
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1002
Census Tract	701400

Owner

Source: Anne Arundel County records, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3468 MONARCH DR, EDGEWATER, MD 21037-2748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 16, 2022	Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Jan 16, 2001 · Amount on Record
Transfer Doc	0097750770
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3468 MONARCH DR, EDGEWATER, MD 21037-2748
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345730054
Date	May 12, 2020
Book Page	34573/54

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 16, 2022
Property Address	3468 MONARCH DR, EDGEWATER, MD 21037-2748
Document Number	0390290400
Book / Page	39029 / 400
Map Reference	MB 192 PG5-27PL10130
Instrument Date	Aug 11, 2022
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	NOT AVAILABLE, BRENNAN TTL CO NATL ACCOUNTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3468 MONARCH DR, EDGEWATER, MD 21037-2748

Mortgage

Document Number	0039029406
Date	Aug 16, 2022
Instrument	39029/406

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	Other
Max Rate	8.62%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,434,267 (+15.59%)	$1,531,000 (+23.39%) Land $237,200 Building $1,293,800
2024	$14,539.00 (+7.31%)
2023	$13,549.00 Homeowner's exemption	$1,240,800 Land $287,200 Building $953,600	$1,240,800 Land $287,200 Building $953,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	19 (1983–2024)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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