3481 Parallel Rd, Moraine (Dayton), OH 45439 Property Records

Montgomery County property record for 3481 Parallel Rd, Moraine, OH 45439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 999 sqft · built 1961
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$109,900 (Aug 2020)
Tax Bill	$2,289 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J44121004 0041`

Property Details

APN / Parcel Number

Primary APN	`J44121004 0041`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	200 ft deep x 98 ft wide
Garage Type	Mixed
Garage Area	567 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Patio Area	288 sqft
Shed	1 Shed
Shed Area	192 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3481 PARALLEL RD
City	MORAINE
State	OH
Zip	45439-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2864 APPLE FARMS 2
Legal Subdivision	APPLE FARMS 2
Legal Lot Number	41
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MORAINE
Census Block Group	1
Census Block	1007
Census Tract	30200

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3481 PARALLEL RD, MORAINE, OH 45439-1211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Dec 24, 2009 · Amount on Record
Deed Document Number	2020-00048312
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 19, 2020
Property Address	3481 PARALLEL RD, MORAINE, OH 45439-1211
Document Number	0000048312
Instrument Date	Jul 9, 2020
Instrument	48312
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 PARALLEL RD MORAINE OH 454391211, MORAINE, OH 45439-1211

Mortgage

Document Number	48339
Date	Aug 19, 2020
Instrument	48339

Lender

Name	THRIVE MTG LLC
Address	GEORGETOWN, TX 78633

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Moraine City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,040 (-) Land $8,060 Building $25,980
2024	$2,289.00 (+11.44%)
2023	$2,054.00 (-19.98%)	$34,040 (-) Land $8,060 Building $25,980	$97,250 (-) Land $23,030 Building $74,220
2022	$2,567.00	$34,040 Land $8,060 Building $25,980
2020			$97,250 Land $23,030 Building $74,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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