3415 Parallel Rd, Moraine (Dayton), OH 45439 Property Records

Montgomery County property record for 3415 Parallel Rd, Moraine, OH 45439

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,612 sqft · built 1958
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Tax Bill	$1,953 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2022 Transfer + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`J44121004 0037`

Property Details

APN / Parcel Number

Primary APN	`J44121004 0037`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	200 ft deep x 98 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3415 PARALLEL RD
City	MORAINE
State	OH
Zip	45439-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2860 APPLE FARMS 2
Legal Subdivision	APPLE FARMS 2
Legal Lot Number	37
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MORAINE
Census Block Group	1
Census Block	1007
Census Tract	30200

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3415 PARALLEL RD, MORAINE, OH 45439-1211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Jul 29, 2022	Affidavit of Death of Joint Tenant, Transfer
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022
Deed Sale	Jul 29, 2022
Deed Document Number	2022-00047327
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 2, 2026
Property Address	3415 PARALLEL RD, MORAINE, OH 45439-1211
Document Number	0000039043
Instrument Date	Jun 22, 2026
Instrument	202639043
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 PARALLEL RD, MORAINE, OH 45439-1211

Mortgage

Document Number	0000039043,
Date	Jul 2, 2026
Instrument	202639043

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 10, 2066

Interest

Rate	6.51%
Max Rate	-1%

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 29, 2022
Property Address	3415 PARALLEL RD, MORAINE, OH 45439-1211
Document Number	0000047327
Instrument Date	Jul 5, 2022
Instrument	2022-00047327
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 PARALLEL RD, MORAINE, OH 45439-1211

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	3415 PARALLEL RD, MORAINE, OH 45439-1211
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2100010654
Date	Feb 10, 2021
Instrument	2021-00010654

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	3415 PARALLEL RD, MORAINE, OH 45439-1211
Document Number	0000039624
Instrument Date	Jul 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3415 PARALLEL RD MORAINE OH 454391211, MORAINE, OH 45439-1211

Mortgage

Document Number	0000039624
Date	Jul 10, 2017
Instrument	39624

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 9, 2037

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Moraine City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,570 (-) Land $8,060 Building $29,510
2024	$1,953.00 (-13.47%)
2023	$2,257.00 (-20.08%)	$37,570 (-) Land $8,060 Building $29,510	$107,330 (-) Land $23,030 Building $84,300
2022	$2,824.00	$37,570 Land $8,060 Building $29,510
2020			$107,330 Land $23,030 Building $84,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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