3431 Parallel Rd, Moraine (Dayton), OH 45439 Property Records

Montgomery County property record for 3431 Parallel Rd, Moraine, OH 45439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1958
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Aug 2020)
Tax Bill	$1,923 (2024)
Deeds & Mortgages	May 2023 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`J44121004 0038`

Property Details

APN / Parcel Number

Primary APN	`J44121004 0038`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	200 ft deep x 98 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Deck Area	200 sqft
Patio Area	40 sqft
Shed	1 Shed
Shed Area	120 sqft
Canopy	240 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3431 PARALLEL RD
City	MORAINE
State	OH
Zip	45439-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2861 APPLE FARMS
Legal Subdivision	APPLE FARMS
Legal Lot Number	38
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MORAINE
Census Block Group	1
Census Block	1007
Census Tract	30200

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3431 PARALLEL RD, MORAINE, OH 45439-1211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC
Aug 3, 2020	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG
Mar 4, 2020	Grant Deed, Transfer GARY W KURTZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Mar 4, 2020 · Amount on Record
Deed Document Number	2020-00044414
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	3431 PARALLEL RD, MORAINE, OH 45439-1211
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025550
Date	May 19, 2023
Instrument	202300025550

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 3, 2020
Property Address	3431 PARALLEL RD, MORAINE, OH 45439-1211
Document Number	0000044414
Instrument Date	Jun 30, 2020
Instrument	44414
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	FIRST CENTRAL LAND TITLE AGENCY, FIRST CENTRAL LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$34.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3431 PARALLEL RD MORAINE OH 454391211, MORAINE, OH 45439-1211

Mortgage

Document Number	44415
Date	Aug 3, 2020
Instrument	44415

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 4, 2020
Property Address	3431 PARALLEL RD, MORAINE, OH 45439-1211
Document Number	0000014627
Instrument Date	Feb 20, 2020
Instrument	14627
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	FIRST CENTRAL LAND TITLE, FIRST CTRL LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5916 SPARTAN HILL LN WAYNESVILLE OH 450688057, WAYNESVILLE, OH 45068-8057

Mortgage

Document Number	14628
Date	Mar 4, 2020
Instrument	14628

Lender

Name	GARY W KURTZ
Address	726 GRAND WOOD CT, SPRINGBORO, OH 45066-8467

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Moraine City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,880 (-) Land $8,060 Building $19,820
2024	$1,923.00 (+11.48%)
2023	$1,725.00 (-19.95%)	$27,880 (-) Land $8,060 Building $19,820	$79,670 (-) Land $23,030 Building $56,640
2022	$2,155.00	$27,880 Land $8,060 Building $19,820
2020			$79,670 Land $23,030 Building $56,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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