3480 Thrower Rd, Hope Mills, NC 28348 Property Records

Cumberland County property record for 3480 Thrower Rd, Hope Mills, NC 28348

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,407 sqft · built 1963
Lot Size	2.09 acres (91,040 sqft)
Owner	Individual Name on Record
Tax Bill	$1,772 (2026)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0441-09-8084`

Property Details

APN / Parcel Number

Primary APN	`0441-09-8084`
Alternative APN	`0441.01098084`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,407 sqft Heated Area
1st Floor Area	1,407 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	91,040 sqft (2.09 acres)
Lot Dimensions	707 ft deep x 130 ft wide
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3480 THROWER RD
City	HOPE MILLS
State	NC
Zip	28348-7828
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	WILLE B SMITH HEIRS LO:8 SE:01 PL:0101-0127
Legal Subdivision	GRAYS CREEK DISTRICT
Legal Block	9
Legal Lot Number	8
Jurisdiction	CUMBERLAND NC
Township / Civil Division	GRAYS CREEK
Census Block Group	3
Census Block	3000
Census Tract	3004

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3480 THROWER RD, HOPE MILLS, NC 28348-7828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	3480 THROWER RD, HOPE MILLS, NC 28348-7828
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104120737
Date	Nov 29, 2018
Book Page	10412/737
Instrument	34775

Lender

Name	DITECH FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	205 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,772.00
2025	$1,772.00 (+63.62%)	$133,198 (+39.76%) Land $30,000 Building $103,198	$133,198 (+39.76%) Land $30,000 Building $103,198
2024	$1,083.00 (+3.54%)	$95,302 (-) Land $17,500 Building $77,802	$95,302 (-) Land $17,500 Building $77,802
2023	$1,046.00 (+3.67%)	$95,302 Land $17,500 Building $77,802	$95,302 Land $17,500 Building $77,802
2022	$1,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20