3453 Thrower Rd, Hope Mills, NC 28348 Property Records

Cumberland County property record for 3453 Thrower Rd, Hope Mills, NC 28348

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,513 sqft · built 2014
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,500 (Sep 2025)
Tax Bill	$2,224 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0441-09-4574`

Property Details

APN / Parcel Number

Primary APN	`0441-09-4574`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,513 sqft Heated Area
1st Floor Area	1,237 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	400 ft deep x 100 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3453 THROWER RD
City	HOPE MILLS
State	NC
Zip	28348-7829
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R40
Legal Description	CYPRESS WOODS LO:12 SE:01 PL:0134-0115
Legal Subdivision	CASHWELL FARM PH 5, ET AL/ TYSON CORNER/
Legal Block	9
Legal Lot Number	12
Jurisdiction	CUMBERLAND NC
Township / Civil Division	GRAYS CREEK
Census Block Group	1
Census Block	1020
Census Tract	3004

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3453 THROWER RD, HOPE MILLS, NC 28348-7829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer · VA Mortgage MPIRE FINANCIAL GROUP LLC
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Feb 9, 2015 · Amount on Record
Deed Document Number	202529215
Deed Book / Page	12332 / 864
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Sep 17, 2025
Property Address	3453 THROWER RD, HOPE MILLS, NC 28348-7829
Document Number	0123320864
Book / Page	12332 / 864
Map Reference	MB 134 PG 115
Instrument Date	Sep 10, 2025
Instrument	29215
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7488 N IRA MARTIN AVE, CRYSTAL RIVER, FL 34428-6849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3453 THROWER RD, HOPE MILLS, NC 28348-7829

Mortgage

Document Number	0000029218
Date	Sep 17, 2025
Instrument	29218

Lender

Name	MPIRE FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	3453 THROWER RD, HOPE MILLS, NC 28348-7829
Document Number	0105780369
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3453 THROWER RD HOPE MILLS NC 283487829, HOPE MILLS, NC 28348-7829

Mortgage

Document Number	0105780369
Date	Aug 30, 2019
Book Page	010578/000369
Instrument	27643

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,224.00 (+6.21%)
2025	$2,094.00 (+24.49%)	$213,519 (+32.71%) Land $55,000 Building $158,519	$213,519 (+32.71%) Land $55,000 Building $158,519
2024		$160,895 (-) Land $35,000 Building $125,895	$160,895 (-) Land $35,000 Building $125,895
2023	$1,682.00 (+2.25%)	$160,895 Land $35,000 Building $125,895	$160,895 Land $35,000 Building $125,895
2022	$1,645.00
2019	$1,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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