Cumberland County property record for 3492 Thrower Rd, Hope Mills, NC 28348
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,407 sqft · built 1962 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,692 (2026) |
| Deeds & Mortgages | Nov 2023 Sale Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0441-19-0110 |
| Primary APN | 0441-19-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,407 sqft Heated Area |
| 1st Floor Area | 1,407 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 708 ft deep x 125 ft wide |
| Garage Type | Carport |
| Garage Area | 308 sqft |
| Carport | Carport |
| Carport Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 3492 THROWER RD |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-7828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A1 |
| Legal Description | 2 ACRES BRYANT LD |
| Legal Subdivision | GRAYS CREEK DISTRICT |
| Legal Block | 19 |
| Legal Lot Number | 110 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | GRAYS CREEK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 3004 |
3492 Thrower Rd, a rural home, is owned and occupied by an individual who acquired it in July 2023.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3492 THROWER RD, HOPE MILLS, NC 28348-7828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed, Transfer |
| Feb 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 7, 2023 |
| Transfer Doc | 0118570664 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Nov 14, 2023 |
| Property Address | 3492 THROWER RD, HOPE MILLS, NC 28348-7828 |
| Document Number | 0118570664 |
| Book / Page | 11857 / 664 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 35454 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3492 THROWER RD, HOPE MILLS, NC 28348-7828 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 3492 THROWER RD, HOPE MILLS, NC 28348-7828 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0104470200 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 10447/200 |
| Instrument | 03991 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3492 Thrower Rd was $1,692.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,692.00 | ||
| 2025 | $1,692.00 (+48.03%) | $138,972 (+39.74%) Land $30,000 Building $108,972 | $138,972 (+39.74%) Land $30,000 Building $108,972 |
| 2024 | $1,143.00 (+5.15%) | $99,449 (+1.76%) Land $17,500 Building $81,949 | $99,449 (+1.76%) Land $17,500 Building $81,949 |
| 2023 | $1,087.00 (+3.52%) | $97,728 Land $17,500 Building $80,228 | $97,728 Land $17,500 Building $80,228 |
| 2022 | $1,050.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3492 Thrower Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3492 Thrower Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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