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3480 Pawleys Loop N, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3480 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage3,447 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$517,500 (2026)
Tax Bill$9,659.00 (2025)

Property Details

APN / Parcel Number

Primary APN15-26-30-0700-0001-5000
Alternative APNs
  • 263015070000015000
  • 120864

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,447 sqft Living Area
Gross Area4,152 sqft Gross Area
1st Floor1,627 sqft 1st Floor
Upper Floors1,820 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.22 acres)
Depth X Width120 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area647 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area288 sqft Pool
Deck Area1,378 sqft Deck
Porch Area58 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address3480 PAWLEYS LOOP N
CitySAINT CLOUD
StateFL
Zip34769-7105
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 500
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block5000
Legal Lot Number500
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3030
Census Tract43208

Owner

Source: Osceola County records · APN 15-26-30-0700-0001-5000

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3375 BURBERRY PL, SAINT CLOUD, FL 34772-8760
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Warranty Deed, Transfer
PRIOR TITLE, PRIMO TITLE
Jan 03, 2022Warranty Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2026 · Amount on Record
Deed SaleJul 31, 2026 · Amount on Record
Prior SaleJan 03, 2022 · Amount on Record
Deed Doc Number2026100395
Deed Book / Page7013 / 320
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 31, 2026
Property Address3480 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7105
Document Number0000100395
Book / Page7013 / 320
Instrument DateJul 30, 2026
Instrument2026100395
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyPRIOR TITLE, PRIMO TITLE

Transaction

AmountAmount Recorded
Tax$365,872.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3375 BURBERRY PL, SAINT CLOUD, FL 34772-8760

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 03, 2022
Property Address3480 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7105
Document Number0061202715
Book / Page6120 / 2715
Map ReferenceMB 16 PG 34-41
Instrument DateDec 15, 2021
Instrument2022000518
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,395.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address24 WALKER TERRACE, 24, PHILADELPHIA, PA 19194-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address3480 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7105

Mortgage

Document Number0061202719
DateJan 03, 2022
Instrument6120/2719
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,659.00 (+1.49%) Homeowner's exemption Disabled Person's exemption$486,800 (+9.12%) Land $85,000 Building $401,800$486,800 (+9.12%) Land $85,000 Building $401,800
2024$9,517.00 (-1.14%)
2023$9,627.00 (+9.95%)$446,100 (+10.23%) Land $75,000 Building $371,100$446,100 (+10.23%) Land $75,000 Building $371,100
2022$8,756.00$404,700 Land $70,000 Building $334,700$404,700 Land $70,000 Building $334,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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