Okaloosa County property record for 348 Echo Cir, Fort Walton Beach, FL 32548
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,538 sqft · built 1979 |
| Lot Size | 0.275 acres (11,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,000 (Mar 2002) |
| Tax Bill | $3,579 (2025) |
| Deeds & Mortgages | Aug 2020 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-593-4711-2 |
| Primary APN | C56-000-593-4711-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| Gross Area | 2,505 sqft |
| 1st Floor Area | 1,538 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,988 sqft (0.275 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 427 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 348 ECHO CIR |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32548-6323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEDALE 2ND ADDN LOT 32 BLK G |
| Legal Range | 24W |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | PINEDALE 2ND ADDN |
| Legal Block | G |
| Legal Lot Number | 32 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 21902 |
348 Echo Cir is owned by an individual who acquired it in August 2020.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1505 JACKSON ST, 207, OAKLAND, CA 94612-4428 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2002 · Amount on File |
| Deed Sale | Mar 29, 2002 · Amount on File |
| Deed Document Number | 20021911191 |
| Deed Book / Page | 2350 / 2215 |
| Last Transfer Date | Aug 6, 2020 |
| Transfer Doc | 0034820160 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 7, 2020 |
| Property Address | 348 ECHO CIR, FORT WALTON BEACH, FL 32548-6323 |
| Document Number | 0034820162 |
| Book / Page | 003482 / 000162 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 3380346 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1505 JACKSON ST #207 OAKLAND CA 946124428, 207, OAKLAND, CA 94612-4428 |
The 2025 property tax bill for 348 Echo Cir was $3,579.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,579.00 | $291,776 Land $87,678 Building $204,098 | $291,776 Land $87,678 Building $204,098 |
| 2023 | $1,542.00 (+3.01%) Homeowner's exemption | $163,560 (+3%) | $297,178 (+7.66%) Land $70,537 Building $226,641 |
| 2022 | $1,497.00 Homeowner's exemption | $158,796 | $276,028 Land $65,923 Building $210,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 348 Echo Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 20 (2001–2026) |
| Claims Outside the SFHA | 7 of 20 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 348 Echo Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: LiveOak Fiber, T-Mobile.
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