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343 Echo Cir, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 343 Echo Cir, Fort Walton Beach, FL 32548 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,608 sqft · built 1977
Lot Size0.294 acres (12,822 sqft)
OwnerIndividual Name on File
Last Sale$175,900 (Apr 2010)
Tax Bill$1,337 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (moderate risk)
APNC56-000-593-4620-5

Property Details

APN / Parcel Number

Primary APNC56-000-593-4620-5
Alternative APN
  • 09-2S-24-3011-000D-0110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,608 sqft Heated Area
Gross Area2,180 sqft
1st Floor Area1,608 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area12,822 sqft (0.294 acres)
Lot Width90 ft Width
Garage TypeFinished
Garage Area572 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address343 ECHO CIR
CityFORT WALTON BEACH
StateFL
Zip32548-6320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEDALE S/D 1ST ADD LOT 11 BLK D
Legal Range24
Legal Township02S
Legal Section09
Legal SubdivisionPINEDALE S/D
Legal BlockD
Legal Lot Number11
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group4
Census Block4006
Census Tract21902

Owner

Source: Okaloosa County records · APN C56-000-593-4620-5

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address343 ECHO CIR, FORT WALTON BEACH, FL 32548-6320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 26, 2010 · Amount on Record
Deed SaleApr 26, 2010 · Amount on Record
Deed Document Number2630354
Deed Book / Page2933 / 0471
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address343 ECHO CIR, FORT WALTON BEACH, FL 32548-6320
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address343 ECHO CIR, FORT WALTON BEACH, FL 32548-6320

Mortgage

Document Number0035483440
DateMay 24, 2021
Book Page3548/3440
Instrument3457637
Lender
NameMERIDIAN BANK
TypeBank
AddressBLUE BELL, PA 19422
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term357 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,337.00 (+7.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$153,510 (+5.99%)$275,214 (+1.55%) Land $96,908 Building $178,306
2023$1,249.00 (+3.39%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$144,839 (+3%)$271,001 (+7.84%) Land $77,962 Building $193,039
2022$1,208.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$140,620$251,297 Land $72,862 Building $178,435

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910219024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies140 in force
Nearby Flood Claims20 (2001–2026)
Claims Outside the SFHA7 of 20
Most Recent ClaimAug 2026, rainfall accumulation
Claims By Storm
  • Hurricane Sally, Sep 2020 · 8 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 372 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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