340 Echo Cir, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 340 Echo Cir, Fort Walton Beach, FL 32548

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,454 sqft · built 1976
Lot Size0.3 acres (13,065 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Dec 2006)
Tax Bill$1,284 (2025)
Deeds & MortgagesNov 2025 Transfer
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-593-4629-6

Property Details

APN / Parcel Number

Primary APNC56-000-593-4629-6
Alternative APNs
  • 09-2S-24-3011-000F-0010
  • 24S2093011000F0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,454 sqft Living Area
Gross Area1,997 sqft
1st Floor Area1,454 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area13,065 sqft (0.3 acres)
Lot Width106 ft Width
Garage TypeAttached
Garage Area336 sqft
PorchFinished/Open Porch
Porch Area75 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address340 ECHO CIR
CityFORT WALTON BEACH
StateFL
Zip32548-6322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEDALE S/D 1ST ADD LOT 1 BLK F
Legal Range24W
Legal Township02S
Legal Section09
Legal SubdivisionPINEDALE S/D 1ST ADD
Legal BlockF
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group4
Census Block4009
Census Tract21902

Owner

340 Echo Cir is owned and occupied by an individual who acquired it in August 2022.

Source: Okaloosa County records, as of December 31, 2025

Owner of RecordIndividual Name on File
Mailing Address340 ECHO CIR, FORT WALTON BEACH, FL 32548-6322
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Intrafamily Transfer, Transfer
Aug 30, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2006 · Amount on File
Deed SaleDec 12, 2006 · Amount on File
Deed Document Number20062383450
Deed Book / Page2753 / 4763
Last Transfer DateAug 29, 2022
Transfer Doc0036401286
Record UpdatedSep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateNov 18, 2025
Property Address340 ECHO CIR, FORT WALTON BEACH, FL 32548-6322
Document Number0003784951
Map ReferenceMB 5 PG 63
Instrument DateNov 10, 2025
Instrument3784951
Transaction TypeTransfer
Record UpdatedDec 10, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 ECHO CIR, FORT WALTON BEACH, FL 32548-6322

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateAug 30, 2022
Property Address340 ECHO CIR, FORT WALTON BEACH, FL 32548-6322
Document Number0036401286
Book / Page3640 / 1286
Map ReferenceMB 5 PG 63
Instrument DateAug 29, 2022
Instrument3575027
Transaction TypeTransfer
Record UpdatedSep 28, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address340 ECHO CIR, 340, FORT WALTON BEACH, FL 32548-6322

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 ECHO CIR, FORT WALTON BEACH, FL 32548-6322
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 340 Echo Cir was $1,284.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,284.00$144,137$264,117 Land $92,293 Building $171,824
2023$1,201.00 (+3.27%) Homeowner's exemption$135,995 (+3%)$255,016 (+7.83%) Land $74,250 Building $180,766
2022$1,163.00 Homeowner's exemption$132,034$236,489 Land $69,392 Building $167,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340 Echo Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 140 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies140 in force
Nearby Flood Claims20 (2001–2026)
Claims Outside the SFHA7 of 20
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 340 Echo Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Echo Cir

Nearby Streets

Search Property Records by Address or Parcel Number