Whatcom County property record for 348 E Smith Rd, Bellingham, WA 98226 · Last verified July 2026
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,386 sqft · built 1917 |
| Lot Size | 58.8 acres (2,563,942 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $507,777 (Nov 2017) |
| Tax Bill | $2,504 (2025) |
| Deeds & Mortgages | Feb 2026 Re-recorded Document Jan 2026 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390330-298142-0000 |
| Primary APN | 390330-298142-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| Gross Area | 1,986 sqft |
| 1st Floor Area | 1,386 sqft |
| Attic | Attic |
| Attic Area | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 2,563,942 sqft (58.8 acres) |
| Porch | Wood Porch |
| Porch Area | 507 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 104929 |
|---|---|
| Street Address | 348 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | W 60 ACRES OF SE 1/4-LESS RD-EXC PTN TO WHATCOM CO FOR RD DESC AF 960221053 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 30 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10701 |
Source: Whatcom County records · APN 390330-298142-0000
Assessment roll updated December 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 536 W HEMMI RD, BELLINGHAM, WA 98226-9629 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 27, 2026 | Re-recorded Document WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW |
| Jan 23, 2026 | Intrafamily Transfer, Transfer |
| Jan 20, 2021 | Loan Modification, Mortgage RABO AGRIFINANCE |
| Dec 07, 2021 | Intrafamily Transfer, Transfer |
| Jul 09, 2020 | Loan Modification, Mortgage · Line of Credit RABO AGRIFINANCE |
| Jun 26, 2018 | Deed of Trust, Mortgage · Line of Credit RABO AGRIFINANCE |
| Nov 07, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2017 · Amount on Record |
| Deed Sale | Nov 07, 2017 · Amount on Record |
| Deed Document Number | 20171100874 |
| Last Transfer Date | Jan 12, 2026 |
| Transfer Doc | 0000001591 |
| Record Updated | Sep 20, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 27, 2026 |
| Property Address | 348 E SMITH RD, BELLINGHAM, WA 98226-9763 |
| Document Number | 0000202401 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026-0202401 |
| Record Updated | Mar 12, 2026 |
| Title Company | WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 536 W HEMMI RD, BELLINGHAM, WA 98226-9629 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 23, 2026 |
| Property Address | 348 E SMITH RD, BELLINGHAM, WA 98226-9763 |
| Document Number | 0000101591 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 2026-0101591 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 536 W HEMMI RD, BELLINGHAM, WA 98226-9629 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 348 E SMITH RD, BELLINGHAM, WA 98226-9763 |
| Document Number | 2210104215 |
| Instrument Date | Jan 20, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Title Company | WHATCOM LAND TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 536 W HEMMI RD BELLINGHAM WA 982269629, BELLINGHAM, WA 98226-9629 |
| Document Number | 2210104215 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 104215 |
| Name | RABO AGRIFINANCE |
|---|---|
| Type | Funding / Finance Company |
| Address | 14767 N OUTER 40 RD, CHESTERFIELD, MO 63017-2002 |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 07, 2021 |
| Property Address | 348 E SMITH RD, BELLINGHAM, WA 98226-9763 |
| Document Number | 0001200952 |
| Instrument Date | Jan 01, 2021 |
| Instrument | 2021-1200952 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 535 W HEMMI RD, BELLINGHAM, WA 98226-9629 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 348 E SMITH RD, BELLINGHAM, WA 98226-9763 |
| Document Number | 2200702404 |
| Instrument Date | Jul 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 536 W HEMMI RD BELLINGHAM WA 982269629, BELLINGHAM, WA 98226-9629 |
| Document Number | 2200702404 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 702404 |
| Name | RABO AGRIFINANCE |
|---|---|
| Type | Funding / Finance Company |
| Address | 14767 N OUTER 40 RD # 400, CHESTERFIELD, MO 63017-2003 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 348 E SMITH RD, BELLINGHAM, WA 98226-9763 |
| Document Number | 2180603412 |
| Instrument Date | Jun 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 536 W HEMMI RD BELLINGHAM WA 982269629, BELLINGHAM, WA 98226-9629 |
| Document Number | 2180603412 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 603412 |
| Name | RABO AGRIFINANCE |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Jun 28, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Nov 07, 2017 |
| Property Address | 348 E SMITH RD, BELLINGHAM, WA 98226-9763 |
| Document Number | 2171100874 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 1100874 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $77.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 536 W HEMMI RD BELLINGHAM WA 982269629, BELLINGHAM, WA 98226-9629 |
Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,504.00 (+7.98%) | $1,054,756 (+298.49%) Land $862,828 Building $191,928 | $1,054,756 (+3.83%) Land $862,828 Building $191,928 |
| 2024 | $2,319.00 (+29.05%) | $264,691 (+28.19%) Land $80,145 Building $184,546 | $1,015,866 (-17.15%) Land $831,320 Building $184,546 |
| 2022 | $206,490 Land $81,006 Building $125,484 | $1,226,213 Land $1,100,729 Building $125,484 | |
| 2021 | $1,797.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 4% of Washington |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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