243 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 243 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,860 sqft · built 1940
Lot Size13.1 acres (571,072 sqft)
OwnerIndividual Name on File
Last Sale$620,000 (Jun 2023)
Tax Bill$6,125 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN60588

Property Details

APN / Parcel Number

Primary APN60588
Alternative APNs
  • 390331 201465 0000
  • 105066

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,860 sqft Living Area
1st Floor Area3,720 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1940
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialOther
Lot Area571,072 sqft (13.1 acres)

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchCovered Porch
Porch Area55 sqft
Storage Building960 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number60588
Street Address243 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-9763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 3/4 OF E 1/2 NE NW-LESS RD-SUBJ TO PIPELINE ESMT REC AF 766842-TRANS LI ESMT TO USA REC AF 945487-EXC PTN DAF-THAT PTN OF W
Legal Range03
Legal Township39
Legal Section31
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2006
Census Tract101

Owner

Source: Whatcom County records · APN 60588

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2115 LANCASTER WAY, FERNDALE, WA 98248-8509
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2023 · Amount on Record
Deed SaleJun 23, 2023 · Amount on Record
Deed Document Number2023-0601855
Record UpdatedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateJun 23, 2023
Property Address243 E SMITH RD, BELLINGHAM, WA 98226-9763
Document Number0000601855
Instrument DateJun 20, 2023
Instrument2023-0601855
Transaction TypeTransfer
Record UpdatedJul 12, 2023
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$10,096.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2115 LANCASTER WAY, FERNDALE, WA 98248-8509

Mortgage

Document Number0000601856
DateJun 23, 2023
Instrument2023-0601856
Lender
NameBANNER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Change Frequency3 Years

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,125.00 (+188.92%)$669,449 (+82.9%) Land $391,850 Building $277,599$669,449 (+18.77%) Land $391,850 Building $277,599
2022$366,017 Land $249,535 Building $116,482$563,659 Land $356,448 Building $207,211
2021$2,120.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 6% of the US · above 4% of Washington
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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